{"id":297594,"date":"2022-04-08T16:47:09","date_gmt":"2022-04-08T08:47:09","guid":{"rendered":"https:\/\/beta2.law.asia\/?p=297594"},"modified":"2022-09-01T18:36:44","modified_gmt":"2022-09-01T10:36:44","slug":"comparison-digital-banking-regulations-kor","status":"publish","type":"post","link":"https:\/\/beta2.law.asia\/kr\/comparison-digital-banking-regulations-kor\/","title":{"rendered":"\uc544\uc2dc\uc544 3\uad6d \ub514\uc9c0\ud138 \ubc45\ud0b9 \uaddc\uc81c \ube44\uad50"},"content":{"rendered":"<p id=\"navigation\"><span class=\"vantage-grey\" style=\"color: #1f4258;\"><em><strong>\uc740\ud589 \ubd80\ubb38\uc758 \uae30\uc220\uc801 \ud601\uc2e0\uc774 \ud65c\ubc1c\ud558\uac8c \uc9c4\ud589\ub418\uace0 \uae30\uc874\uc758 \uc624\ud504\ub77c\uc778 \uc5c5\ubb34\uac00 \uac08\uc218\ub85d \ud1f4\uc0c9\ub418\uba74\uc11c \uaddc\uc81c \uae30\uad00\ub4e4 \ub610\ud55c \uc774\ub7ec\ud55c \ucd94\uc138\uc5d0 \ubc1c\ub9de\ucdb0 \uc0c8\ub85c\uc6b4 \uae30\uc900 \ub9c8\ub828\uc744 \uc11c\ub450\ub974\uace0 \uc788\ub2e4.<\/strong><\/em><\/span><\/p>\n<table style=\"margin-top: 0px;\">\n<tbody style=\"border: 1px solid transparent; width: 100%; background-color: #f84619;\">\n<tr style=\"border: 1px solid transparent;\">\n<td style=\"width: 25%; margin: 0px; padding-top: 5px; padding-bottom: 5px; border-right: 2px solid #ffffff;\" valign=\"top\">\n<p style=\"margin-bottom: 0px; text-align: center;\"><a href=\"https:\/\/beta2.law.asia\/ko\/comparison-digital-banking-regulations-india-kor\/\"><span style=\"color: #ffffff;\"><strong>\uc778\ub3c4<\/strong><\/span><\/a><\/p>\n<\/td>\n<td style=\"width: 25%; margin: 0px; padding-top: 5px; padding-bottom: 5px; border-right: 2px solid #ffffff;\" valign=\"top\">\n<p style=\"margin-bottom: 0px; text-align: center;\"><a href=\"https:\/\/beta2.law.asia\/ko\/comparison-digital-banking-regulations-philippines-kor\/\"><span style=\"color: #ffffff;\"><b>\ud544\ub9ac\ud540<\/b><\/span><\/a><\/p>\n<\/td>\n<td style=\"width: 25%; margin: 0px; padding-top: 5px; padding-bottom: 5px; border-right: 2px solid #ffffff;\" valign=\"top\">\n<p style=\"margin-bottom: 0px; text-align: center;\"><a href=\"https:\/\/beta2.law.asia\/ko\/comparison-digital-banking-regulations-thailand-kor\/\"><span style=\"color: #ffffff;\"><b>\ud0dc\uad6d<\/b><\/span><\/a><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h1 style=\"margin-bottom: 10px;\"><span style=\"color: #f84619;\"><strong>\uc778\ub3c4 <\/strong><\/span><\/h1>\n<p>\ucf54\ub85c\ub09819\uc758 \uae30\uc138\uac00 \uc880\ucc98\ub7fc \uaebe\uc774\uc9c0 \uc54a\uc73c\uba74\uc11c \uc740\ud589 \uc11c\ube44\uc2a4\uc640 \uc0c1\ud488 \ubc0f \uad00\ub828 \uc815\ubcf4\ub97c \uc190\uc27d\uac8c \uc774\uc6a9\ud560 \uc218 \uc788\ub294 \ub514\uc9c0\ud138 \ubc45\ud0b9\uc5d0 \ub300\ud55c \uc18c\ube44\uc790\ub4e4\uc758 \uc218\uc694\uac00 \uc804\ub840 \uc5c6\uc774 \uc99d\uac00\ud588\ub2e4. \uc774\ub7f0 \uc0c1\ud669\uc5d0\uc11c\ub294, \ud2b9\ud788 \ud558\ub8e8\uac00 \uba40\ub2e4 \ud558\uace0 \ub4f1\uc7a5\ud558\ub294 \ucf54\ub85c\ub09819\uc758 \ubcc0\uc885\uc73c\ub85c \uc804\uc138\uacc4\uac00 \uc2ec\uac01\ud55c \uc5b4\ub824\uc6c0\uc744 \uacaa\ub294 \uac83\uc740 \ubb3c\ub860 \uc790\uc720\ub85c\uc6b4 \uc774\ub3d9\uc774 \uc81c\ud55c\ub418\uace0 \uc0ac\ub78c\ub4e4\uc774 \ub9ce\uc774 \ubaa8\uc774\ub294 \uc7a5\uc18c\ub97c \ud53c\ud558\ub294 \uc791\uae08\uc758 \uc0c1\ud669\uc5d0\uc11c\ub294 \ub514\uc9c0\ud138 \ubc45\ud0b9\uc744 \ud65c\uc6a9\ud558\ub294 \ubbf8\ub798\ud615 \uc740\ud589\uc758 \ucd9c\ud604\uc774 \ubc18\uac11\uc9c0 \uc54a\uc744 \uc218 \uc5c6\ub2e4.<\/p>\n<figure id=\"attachment_287785\" aria-describedby=\"caption-attachment-287785\" style=\"width: 200px\" class=\"wp-caption alignright\"><img decoding=\"async\" loading=\"lazy\" class=\"wp-image-287785\" title=\"\uc544\uc2dc\uc544 3\uad6d \ub514\uc9c0\ud138 \ubc45\ud0b9 \uaddc\uc81c \ube44\uad50\" src=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/03\/Manisha-Singh.jpg\" alt=\"\uc544\uc2dc\uc544 3\uad6d \ub514\uc9c0\ud138 \ubc45\ud0b9 \uaddc\uc81c \ube44\uad50\" width=\"200\" height=\"250\" srcset=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/03\/Manisha-Singh.jpg 400w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/03\/Manisha-Singh-240x300.jpg 240w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/03\/Manisha-Singh-336x420.jpg 336w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><figcaption id=\"caption-attachment-287785\" class=\"wp-caption-text\"><strong>Manisha Singh<\/strong><br \/><span class=\"TextRun SCXW131881764 BCX8\" lang=\"KO-KR\" xml:lang=\"KO-KR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW131881764 BCX8\" data-ccp-parastyle=\"No Spacing\">\ucc3d\ub9bd \ud30c\ud2b8\ub108<\/span><\/span><br \/>LexOrbis<br \/>\uc804\ud654: + 91 11 2371 6565<br \/>\uc774\uba54\uc77c: manisha@lexorbis.com<\/figcaption><\/figure>\n<p>\uae30\uc220 \ud65c\uc6a9\uc758 \ud655\ub300 \ub610\ud55c \uc804\ud1b5\uc801\uc778 \ubc29\uc2dd\uc758 \uae08\uc735 \ubd84\uc57c\uc5d0 \ub300\ub300\uc801\uc778 \ubcc0\ud654\ub97c \uc774\ub04c\uc5c8\uace0, \uc774\uc81c\ub294 \uc138\uacc4 \uacf3\uacf3\uc758 \ub514\uc9c0\ud138 \uae30\uc220 \ubc1c\uc804 \ud604\ud669\uc5d0\ub3c4 \uad00\uc2ec\uc744 \uae30\uc6b8\uc774\uace0 \uc788\ub2e4. \uc778\ub3c4\ub294 \uae08\uc735 \ubd80\ubb38\uc758 \ub514\uc9c0\ud138 \ud65c\uc6a9\uc5d0 \ud544\uc694\ud55c \uae30\uc220 \ud601\uc2e0\uc5d0 \uc788\uc5b4\uc11c \uae00\ub85c\ubc8c \ucd94\uc138\uc640 \ubcf4\uc870\ub97c \ub9de\ucdb0\uc654\ub2e4.<\/p>\n<p>\uc778\ub3c4 \uae08\uc735 \ubd84\uc57c\uc758 1\ucc28 \uaddc\uc81c\uae30\uad00\uc778 \uc778\ub3c4\uc911\uc559\uc740\ud589(RBI)\uc740 \uae30\uc220 \uae30\ubc18\uc758 \ud601\uc2e0\uacfc \ud65c\uc6a9 \ud655\ub300\uc758 \uc911\uc694\uc131\uc744 \uc798 \uc778\uc2dd\ud558\uace0 \uc788\ub2e4. 2019\ub144, RBI\ub294 \u201c\uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4(sandbox; \uc77c\uc815 \uae30\uac04 \uae30\uc874 \uaddc\uc81c\ub97c \uba74\uc81c \ub610\ub294 \uc720\uc608\ud558\ub294 \uc81c\ub3c4)\uc758 \ud65c\uc131\ud654 \uae30\uc900\u201d\uc774\ub77c\ub294 \uc81c\ubaa9\uc758 \uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4 \uac00\uc774\ub4dc\ub77c\uc778\uc744 \ubc1c\ud45c\ud588\ub2e4. \uc774\uc5d0 \uc758\uac70\ud558\uc5ec \uc2a4\ud0c0\ud2b8\uc5c5, \uc740\ud589, \uae08\uc735\uae30\uad00 \ubc0f \uae08\uc735\uc11c\ube44\uc2a4 \uc5c5\uccb4\uc640 \uc5c5\ubb34\ub97c \uc81c\ud734\ud558\uac70\ub098 \uc774\ub4e4\uc744 \uc9c0\uc6d0\ud558\ub294 \uae30\ud0c0\uc758 \uc5c5\uccb4\ub97c \ud3ec\ud568\ud558\ub294 \ud540\ud14c\ud06c \ud68c\uc0ac \ub610\ub294 \uc790\uaca9 \uae30\uc900\uc744 \ucda9\uc871\ud558\ub294 \ud540\ud14c\ud06c \uc5c5\uccb4\ub97c \uc120\uc815\ud558\uc5ec \uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4\uc5d0 \ud3ec\ud568\ub418\ub294 \uc774\ub4e4\uc758 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc2dc\ud5d8\uc744 \uc9c4\ud589\ud558\uace0 \uc788\ub2e4. \uc774\ub97c \ud1b5\ud574 RBI\uc758 \uc9c0\ub3c4\ub97c \ubc1b\uc73c\uba74\uc11c \uad6c\uccb4\uc801\uc778 \ud30c\ub77c\ubbf8\ud130\uc640 \uc77c\uc815 \uc548\uc5d0\uc11c \uc2e4\uc0dd\ud65c\uc5d0 \ud544\uc694\ud55c \uc0c8\ub85c\uc6b4 \uc0c1\ud488\uacfc \ud601\uc2e0 \uc0ac\ud56d \ubc0f \uae30\uc220\uc5d0 \ub300\ud55c \uc2dc\ud5d8\uc744 \uc2e4\ud589\ud560 \uc218 \uc788\ub2e4.<\/p>\n<h2 style=\"margin-bottom: 10px;\"><span style=\"color: #f84619;\"><strong>\uaddc\uc81c \uc815\ucc45<\/strong><\/span><\/h2>\n<p>\ub514\uc9c0\ud138\ud654(Digitisation)\ub294 \ud558\ub098\uc758 \ud604\uc0c1\uc73c\ub85c \ubc1c\uc804\ud588\uace0, \uc774\ub97c \ud1b5\ud574 \uacf5\uacf5\uc11c\ube44\uc2a4\uac00 \uc81c\uacf5\ub418\ub294 \ubc29\uc2dd\uc5d0\ub3c4 \ud070 \ubcc0\ud654\uac00 \ub098\ud0c0\ub0ac\ub2e4. \uc2e4\uc2dc\uac04\uc73c\ub85c \uc790\uc5f0\uc2a4\ub7fd\uac8c \uc774\uc6a9\ud560 \uc218 \uc788\ub294 \ubaa8\ubc14\uc77c \uae30\ubc18\uc758 \uc740\ud589\uac04 \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc778 \ud1b5\ud569\uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4(UPI)\uc758 \ud65c\uc6a9 \ubc94\uc704\ub3c4 \ud06c\uac8c \ub298\uc5b4\ub0ac\ub2e4. \uadf8 \uacb0\uacfc, \uc774\uc81c\ub294 \ud734\ub300\ud3f0\uc5d0\uc11c \ud074\ub9ad\ub9cc \ud558\uba74 \ub9e4\uc7a5\uc5d0\uc11c \uacb0\uc81c\ud560 \uc218 \uc788\ub294 \uac83\uc740 \ubb3c\ub860 \uac1c\uc778\uac04 \uc774\uccb4\ub3c4 \uac00\ub2a5\ud558\ub2e4.<\/p>\n<figure id=\"attachment_297542\" aria-describedby=\"caption-attachment-297542\" style=\"width: 200px\" class=\"wp-caption alignright\"><img decoding=\"async\" loading=\"lazy\" class=\"wp-image-297542\" title=\"\uc544\uc2dc\uc544 3\uad6d \ub514\uc9c0\ud138 \ubc45\ud0b9 \uaddc\uc81c \ube44\uad50\" src=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Nisha-Sharma.jpg\" alt=\"\uc544\uc2dc\uc544 3\uad6d \ub514\uc9c0\ud138 \ubc45\ud0b9 \uaddc\uc81c \ube44\uad50\" width=\"200\" height=\"250\" srcset=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Nisha-Sharma.jpg 400w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Nisha-Sharma-240x300.jpg 240w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Nisha-Sharma-336x420.jpg 336w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><figcaption id=\"caption-attachment-297542\" class=\"wp-caption-text\"><strong>Nisha Sharma<\/strong><br \/>\uc18c\uc18d \ubcc0\ud638\uc0ac <br \/>LexOrbis<br \/>\uc804\ud654: + 91 11 2371 6565<br \/>\uc774\uba54\uc77c: nisha@lexorbis.com<\/figcaption><\/figure>\n<p>\uc18c\ub9e4 \uacb0\uc81c\uc640 \uac1c\uc778\uac04 \uc774\uccb4\ub294 \ub354\ud560 \ub098\uc704 \uc5c6\uc774 \ud3b8\ud574\uc84c\uc9c0\ub9cc, \uc911\uc18c\uae30\uc5c5\ub4e4\uc758 \ub300\uae08 \uacb0\uc81c\uc640 \uc5ec\uc2e0 \ubd84\uc57c\uc5d0\uc11c\ub3c4 \uc131\uacf5\ud560 \uac83\uc774\ub77c\ub294 \ubcf4\uc7a5\uc740 \uc5c6\ub2e4. \uc774\uc5d0 \ub530\ub77c, \uc774\ub7ec\ud55c \ucc28\uc774\ub97c \ub208\uc5ec\uaca8\ubcf4\uba74\uc11c \uc911\uc18c\uae30\uc5c5 \ub610\ud55c \uae30\uc874\uc758 \ud2c0\uc744 \ubc97\uc5b4\ub098\ub294 \ubc29\uc2dd\uc73c\ub85c \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \ud55c\uce35 \uc27d\uac8c \uc774\uc6a9\ud558\uac8c \ud560 \uc218 \uc788\ub3c4\ub85d, \uc778\ub3c4 \uc815\ubd80\uc758 \uc8fc\uc694 \uacf5\uacf5 \uc815\ucc45\uc758 \uc2f1\ud06c\ud0f1\ud06c\uc778 NITI Aayog\ub294 \uc774\ubbf8 \uc2dc\ud589 \uc911\uc778 \ub2e4\ub978 \ub098\ub77c\ub4e4\uc758 \uc0ac\ub840\uc5d0 \ub300\ud55c \uac80\ud1a0\ub97c \ub9c8\uce5c \ud6c4 2021\ub144 11\uc6d4\uc5d0 \ubc1c\ud45c\ud55c \u201c\ub514\uc9c0\ud138 \uc740\ud589 \u2013 \uc778\ub3c4\uc758 \uc778\ud5c8\uac00 \ubc0f \uaddc\uc81c \uc815\ucc45\uc744 \uc704\ud55c \uc81c\uc548\uc11c\u201d\ub77c\ub294 \uc81c\ubaa9\uc758 \ud1a0\ub860 \ub17c\ubb38\uc5d0\uc11c \ud480\uc2a4\ud0dd(full-stack) \ub514\uc9c0\ud138 \ubc45\ud06c\uc758 \ub3c4\uc785\uc744 \uad8c\uace0\ud588\ub2e4.<\/p>\n<p>NITI Aayog\ub294 \ud574\ub2f9 \ud1a0\ub860 \ub17c\ubb38\uc5d0\uc11c \ucde8\ub4dd \ube44\uc6a9\uacfc \uace0\uac1d \uad00\ub828 \uc6d0\uac00(cost-to-serve)\ub97c \uc904\uc774\uace0 \uc911\uc18c\uae30\uc5c5\ub4e4\uc774 \uc9c0\uc18d\uc801\uc73c\ub85c \uc5ec\uc2e0\uc744 \uc81c\uacf5\ud558\ub294 \uc800\ube44\uc6a9 \uc608\uae08\uc758 \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\uc73c\ub824\uba74 \uad00\ub828 \ud5c8\uac00\ub97c \ubc1b\uc740 \uc5c5\uccb4\uac00 \ud574\ub2f9 \uae30\uc220\uc744 \ud65c\uc6a9\ud560 \ud544\uc694\uac00 \uc788\ub2e4\ub294 \uc810\uc744 \ud06c\uac8c \uac15\uc870\ud588\ub2e4. NITI Aayog\ub294 2\ub2e8\uacc4 \uc811\uadfc\ubc29\uc2dd\uc744 \uc81c\uc548\ud588\ub294\ub370, 1\ub2e8\uacc4\uc5d0\uc11c\ub294 \ud480\uc2a4\ud0dd \u2018\ub514\uc9c0\ud138 \uae30\uc5c5 \uc804\ub2f4 \uc740\ud589\u201d \ud5c8\uac00 \uc81c\ub3c4\ub97c \ub3c4\uc785\ud558\uace0 2\ub2e8\uacc4\uc5d0\uc11c\ub294 \ud480\uc2a4\ud0dd \u201c\ub514\uc9c0\ud138 \uc720\ub2c8\ubc84\uc124 \uc740\ud589\u201d \ud5c8\uac00 \uc81c\ub3c4\ub97c \ub3c4\uc785\ud55c\ub2e4\ub294 \ub0b4\uc6a9\uc774\uc5c8\ub2e4. RBI\ub294 \ub514\uc9c0\ud138 \uae30\uc5c5 \uc804\ub2f4 \uc740\ud589\uc744 \ub3c4\uc785\ud558\uc5ec \ucd95\uc801\ud55c \uaddc\uc81c \uacbd\ud5d8\uc744 \ubc14\ud0d5\uc73c\ub85c \ub514\uc9c0\ud138 \uc720\ub2c8\ubc84\uc124 \uc740\ud589 \ud5c8\uac00 \uc81c\ub3c4\uc758 \ub3c4\uc785\uc744 \uac80\ud1a0\ud560 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4.<\/p>\n<p>\uc138\uacc4 \uacf3\uacf3\uc758 \uc815\ucc45 \uc785\uc548\uc790, \ud2b9\ud788 \ub3d9\ub0a8\uc544\uc2dc\uc544 \uc815\ucc45 \uc785\uc548\uc790\ub4e4\uc758 \u2018\uc544\uc774\ub514\uc5b4\u2019\ub97c \ucc38\uace0\ud558\uba74\uc11c, \ud1a0\ub860 \ub17c\ubb38\uc5d0\uc11c\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \ub514\uc9c0\ud138 \uae30\uc5c5 \uc804\ub2f4 \uc740\ud589\uc5d0 \ud544\uc694\ud55c 3\ub2e8\uacc4 \ud5c8\uac00 \uc808\ucc28\ub97c \uc81c\uc548\ud588\ub2e4.<\/p>\n<p><strong>1\ub2e8\uacc4<\/strong>: \uc81c\ud55c\ub41c \ub514\uc9c0\ud138 \uae30\uc5c5 \uc804\ub2f4 \uc740\ud589 \ud5c8\uac00 \uc81c\ub3c4 \ub3c4\uc785. \uc774 \ub2e8\uacc4\uc5d0\uc11c\ub294 RBI\uac00 \ubaa8\ub4e0 \uc2e0\uccad \uae30\uc5c5\uc5d0 \ub300\ud574 \uc870\uc0ac\ud558\uace0 \uc120\uc815\ud558\uc5ec \uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4 \ub0b4\uc5d0\uc11c \uc0ac\uc5c5\uc744 \uc6b4\uc601\ud560 \uc218 \uc788\ub294 \uc81c\ud55c\ub41c \ud5c8\uac00\ub97c \ubc1b\ub3c4\ub85d \ud55c\ub2e4.<\/p>\n<p><strong>2\ub2e8\uacc4<\/strong>: \uc81c\ud55c\ub41c \ud5c8\uac00\ub97c \ubc1b\uc740 \uc2e0\uccad \uae30\uc5c5\uc740 \uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4\uc5d0 \ub4f1\ub85d\ud558\uc5ec \uc0cc\ub4dc\ubc15\uc2a4 \ub0b4\uc5d0\uc11c \ub514\uc9c0\ud138 \uae30\uc5c5 \uc804\ub2f4 \uc740\ud589 \uc5c5\ubb34\ub97c \uc2dc\uc791\ud55c\ub2e4. \uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4\uc5d0 \uc801\uc6a9\ub418\ub294 \uc644\ud654 \uc870\ud56d\uc740 \uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4\uc5d0 \uad00\ud55c RBI\uc758 \uac00\uc774\ub4dc\ub77c\uc778\uc5d0 \ub530\ub77c RBI\uac00 \uacb0\uc815\ud55c\ub2e4. \uc774\ub7ec\ud55c \uacfc\uc815\uc744 \ud1b5\ud574 \uae30\uc900\uc774 \uc815\ub9bd\ub418\uba74 \ud5c8\uac00\ub97c \ubc1b\uc740 \uae30\uc5c5\uc5d0 \ub300\ud55c RBI\uc758 \ubaa8\ub2c8\ud130\ub9c1 \uc791\uc5c5\uc740 \uc774\uc5d0 \uc758\uac70\ud558\uc5ec \uc9c0\uc18d\uc801\uc73c\ub85c \uc2e4\ud589\ub41c\ub2e4.<\/p>\n<p><strong>3\ub2e8\uacc4<\/strong>: \ud5c8\uac00\ub97c \ubc1b\uc740 \uae30\uc5c5\uc774 \uc0cc\ub4dc\ubc15\uc2a4 \ub0b4\uc5d0\uc11c \ub9cc\uc871\ud560 \ub9cc\ud55c \uc2e4\uc801\uc744 \ubcf4\uc774\uba74 \ucd5c\ucd08\uc758 \uc81c\ud55c \uc0ac\ud56d\uc744 \uc644\ud654\ud558\uc5ec \ud5c8\uac00\ub97c \ubc1b\uc740 \uae30\uc5c5\uc774 \ud480\uc2a4\ud0dd \ub514\uc9c0\ud138 \uae30\uc5c5 \uc804\ub2f4 \uc740\ud589 \uc5c5\ubb34\ub97c \uc218\ud589\ud560 \uc218 \uc788\ub3c4\ub85d \ud55c\ub2e4. \ud5c8\uac00\ub97c \ubc1b\uc740 \uae30\uc5c5\uc774 \uaddc\uc81c\ubc15\uc2a4 \ub0b4\uc5d0\uc11c \uc0ac\uc5c5\uc744 \uc6b4\uc601\ud560 \uc218 \uc788\ub294 \uae30\uac04\uc740 \uc0ac\uc548\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\ub2e4. \ud5c8\uac00\ub97c \ubc1b\uc740 \uae30\uc5c5\uc758 \uc5c5\ubb34 \uc9c0\uc18d \uc5ec\ubd80\ub294 RBI\uc758 \uc7ac\ub7c9\uc73c\ub85c \uacb0\uc815\ud55c\ub2e4.<\/p>\n<p>\ub300\ub7b5\uc801\uc73c\ub85c \ud569\uc758\ud55c \uae30\uc900\uc774 \ud2b9\uc815 \uae30\uac04 \ub3d9\uc548 \ucda9\uc871\ub418\uc9c0 \ubabb\ud558\ub294 \uacbd\uc6b0, \ud5c8\uac00\ub97c \ubc1b\uc740 \uae30\uc5c5\uc5d0 \ub300\ud574 \uadf8\ub3d9\uc548 \ubc1c\uc0dd\ud55c \ucc44\ubb34(\uc815\uae30\uc608\uae08 \ud3ec\ud568)\uc5d0\uc11c \ubc97\uc5b4\ub0a0 \uc218 \uc788\ub294 \ucc3d\uad6c\ub97c \uc81c\uacf5\ud558\uc5ec \uc0cc\ub4dc\ubc15\uc2a4\uc5d0\uc11c \uc878\uc5c5\ud558\ub3c4\ub85d \ud55c\ub2e4.<\/p>\n<p>\ud1a0\ub860 \ub17c\ubb38\uc5d0\uc11c\ub294 \ub514\uc9c0\ud138 \uae30\uc5c5 \uc804\ub2f4 \uc740\ud589 \ud5c8\uac00 \uc81c\ub3c4\uc758 \uae30\ud0c0 \ud2b9\uc9d5\uacfc \uc870\uac74\uc744 \uae30\uc220\ud558\uace0 \uc788\ub294\ub370, \uc0cc\ub4dc\ubc15\uc2a4\uc758 \uc801\uc6a9\uc744 \ubc1b\ub294 \ud68c\uc0ac\uc758 \ucd5c\uc18c \ub0a9\uc785\uc790\ubcf8\uc740 2\uc5b5 \ub8e8\ud53c(260\ub9cc \ub2ec\ub7ec)\ub85c \uba85\uc2dc\ud558\uace0 \uc788\ub2e4. \uc774\ud6c4 \uc0cc\ub4dc\ubc15\uc2a4\uc5d0\uc11c 1\ub2e8\uacc4\ub85c \ub118\uc5b4\uac00\uba74 \ud480\uc2a4\ud0dd \ub514\uc9c0\ud138 \uae30\uc5c5 \uc804\ub2f4 \uc740\ud589\uc758 \ub0a9\uc785\uc790\ubcf8\uc740 20\uc5b5 \ub8e8\ud53c(2,640\ub9cc \ub2ec\ub7ec)\ub85c \uc0c1\ud5a5\ub41c\ub2e4.<\/p>\n<p>\uae30\uc874\uc758 \uc740\ud589\uacfc \ube44\uad50\ud558\uba74 \uc774\uac83\uc740 \ub514\uc9c0\ud138 \ubc45\ud06c\uc5d0 \uc801\uc6a9\ub418\ub294 \uc911\uc694\ud55c \uc644\ud654 \uc870\uac74 \uc911 \ud558\ub098\ub85c \uc18c\uaddc\ubaa8 \uc740\ud589\uacfc \ube44\uc2b7\ud55c \uc218\uc900\uc778\ub370, \ub514\uc9c0\ud138 \ubc45\ud06c\ub294 \ubb3c\ub9ac\uc801\uc778 \uc9c0\uc810(\u652f\u5e97)\uc744 \uc6b4\uc6a9\ud558\uc9c0 \uc54a\uc744 \uac83\uc73c\ub85c \ubcf4\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n<p>\ud1a0\ub860 \ub17c\ubb38\uc5d0\uc11c\ub294 \uc740\ud589\ub4e4\uc774 \uc11c\ube44\uc2a4 \uc81c\uacf5 \uacbd\ub85c\ub97c \uacb0\uc815\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc810 \uc6b4\uc6a9 \uad8c\ud55c\uc744 \ud0c4\ub825\uc801\uc73c\ub85c \ud574\uc11d\ud560 \uac83\uc744 \uc81c\uc548\ud558\uace0 \uc788\ub2e4. \ub610\ud55c, \uae30\uc874 \uc740\ud589\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \ub514\uc9c0\ud138 \ubc45\ud06c\uc5d0\uc11c\ub3c4 Aadhar\uc758 \uc778\ud130\ub137\uace0\uac1d\ud655\uc778\uc808\ucc28(e-KYC), \uc778\ud130\ub137\uc790\uae08\uc774\uccb4(NEFT)\ub098 \uc2e4\uc2dc\uac04 \ucd1d\uc561 \uacb0\uc81c(RTSG), \uc804\uad6d ATM, \uc608\uae08\ubcf4\ud5d8 \ubc0f \uc2e0\uc6a9\ubcf4\uc99d\ud68c\uc0ac\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ud574\uc57c \ud55c\ub2e4\ub294 \ub0b4\uc6a9\ub3c4 \ub2f4\uace0 \uc788\ub2e4.<\/p>\n<p>\ub514\uc9c0\ud138 \ubc45\ud06c\uc758 \uc5c5\ubb34\ub294 \uc804\uc801\uc73c\ub85c \uae30\uc220\uc5d0 \uc758\uc874\ud558\ub294 \uac83\uacfc \ub2e4\ub97c \ubc14 \uc5c6\uae30 \ub54c\ubb38\uc5d0, \uaddc\uc81c \uc694\uac74\uc5d0\ub294 \ub514\uc9c0\ud138 \ubc45\ud06c\uc5d0 \ub300\ud55c \ucd94\uac00\uc801\uc778 \uaddc\uc81c\uac00 \ud3ec\ud568\ub41c\ub2e4. \ub514\uc9c0\ud138 \uae30\uc220\uc5d0 \uae30\ubc18\ud558\ub294 \uc740\ud589\uc778 \uc810\uc744 \uace0\ub824\ud558\uc5ec, \ud5c8\uac00\ub97c \ubc1b\uc740 \uae30\uc5c5\uc740 \uc804\uc790\uc0c1\uac70\ub798, \uacb0\uc81c \ubc0f \uad00\ub828 \uae30\uc220 \ub4f1 \uc740\ud589 \uc5c5\ubb34\uc640 \uc5f0\uad00\uc774 \uc788\ub294 \ubd84\uc57c\uc5d0\uc11c \ucd95\uc801\ud55c \uacbd\ud5d8\uc744 \uac16\ucd94\uace0 \uc788\uc5b4\uc57c \ud55c\ub2e4.<\/p>\n<p>\uc55e\uc11c \uc5b8\uae09\ud55c \uae30\ubcf8\uc801\uc778 \ub2e8\uacc4\uc640 \uc694\uac74\uc5d0 \uc758\uac70\ud558\uc5ec, \ud5c8\uac00\ub97c \ubc1b\uc740 \ub514\uc9c0\ud138 \ubc45\ud06c\ub294 \uc740\ud589\uaddc\uc81c\ubc95(1949)\uc5d0 \uc758\uac70\ud558\uc5ec \ud544\uc694\uc5d0 \ub530\ub77c RBI\uac00 \ubc1c\ud45c\ud558\ub294 \uc740\ud589\uc758 \ud589\ub3d9\uc218\uce59\uc5d0 \uad00\ud55c \ubaa8\ub4e0 \uaddc\uc815 \ub610\ud55c \uc804\ubd80 \uc900\uc218\ud574\uc57c \ud55c\ub2e4.<\/p>\n<h2 style=\"margin-bottom: 10px;\"><span style=\"color: #f84619;\"><strong>\uc758\uacac<\/strong><\/span><\/h2>\n<p>\uc778\ub3c4\uc758 \ub514\uc9c0\ud138 \ubc45\ud06c \ub3c4\uc785\uc740 \uc544\uc9c1 \ucd08\uae30 \ub2e8\uacc4\uc5d0 \uc788\uc9c0\ub9cc, \uc704\uc5d0\uc11c \uc0b4\ud3b4\ubcf8 \ud1a0\ub860 \ub17c\ubb38\uc774 \uacf5\uac1c\ub418\uba74\uc11c \uac01\uacc4\uac01\uce35\uc758 \uc774\ud574\uad00\uacc4\uc790\uc640 \uc77c\ubc18 \ub300\uc911\ub4e4\uc774 \ub098\ub984\uc758 \uc758\uacac\ub4e4\uc744 \uc81c\uc2dc\ud558\uace0 \uc788\ub2e4. \uc9c1\uc811 \ubc29\ubb38\ud558\uc9c0 \uc54a\ub354\ub77c\ub3c4 \uc790\uae08\uc744 \ube4c\ub9b4 \uc218 \uc788\ub3c4\ub85d \ub370\uc774\ud130\uc640 \ud50c\ub7ab\ud3fc\uc744 \ud65c\uc6a9\ud558\ub294 \ub514\uc9c0\ud138 \ubc45\ud06c\uc758 \uc7a0\uc7ac\ub825\uc740 \ucf54\ub85c\ub09819\ub85c \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\ub294 \uc911\uc18c\uae30\uc5c5 \uc9c0\uc6d0\uc5d0 \ubd84\uba85 \uae0d\uc815\uc801\uc778 \uc5ed\ud560\uc744 \uc218\ud589\ud560 \uac83\uc774\ubbc0\ub85c \uc774\ub4e4 \uc5c5\uccb4\uc758 \uc2e4\uc801\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \uc904 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4.<\/p>\n<p>\uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc778\ub3c4\uc758 \ub514\uc9c0\ud138 \ubc45\ud0b9\uc758 \ubbf8\ub798\uc5d0 \ub300\ud574 \uac80\ud1a0\ud558\uace0 \ubd84\uc11d\ud558\ub294 \uc77c\uc774 \uc544\uc9c1\uc740 \uc2dc\uae30\uc0c1\uc870\uc77c \uc218 \uc788\uc9c0\ub9cc, \uc815\ucc45 \uc785\uc548\uc790\ub4e4\uc758 \uc811\uadfc\ubc29\uc2dd\uacfc \uae30\uc220\uc758 \ubc1c\uc804 \ubc0f \u2018\ub514\uc9c0\ud138\ud654\u2019\ub77c\ub294 \ub300\uc138\ub97c \ubcf4\uba74 \uba38\uc9c0\uc54a\uc740 \uc7a5\ub798\uc5d0 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uae30\uc874\uc758 \uc740\ud589\uacfc\ub294 \uc0ac\ubb47 \ub2e4\ub978 \ub514\uc9c0\ud138 \ubc45\ud06c\uc758 \ud55c\uce35 \ud3b8\ub9ac\ud55c \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uac8c \ub420 \uac83\uc774\ub77c\ub294 \uc0ac\uc2e4\uc740 \ubd84\uba85\ud574 \ubcf4\uc778\ub2e4.<\/p>\n<section class=\"format-info\"><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-128411\" src=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2018\/12\/LexOrbis-correspondents-logo-378px.jpg\" alt=\"LexOrbis logo\" width=\"378\" height=\"80\" srcset=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2018\/12\/LexOrbis-correspondents-logo-378px.jpg 378w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2018\/12\/LexOrbis-correspondents-logo-378px-300x63.jpg 300w\" sizes=\"(max-width: 378px) 100vw, 378px\" \/><\/p>\n<p style=\"text-align: center;\"><strong>LexOrbis<\/strong><\/p>\n<p style=\"text-align: center;\">709\/710 Tolstoy House<\/p>\n<p style=\"text-align: center;\">15-17 Tolstoy Marg<\/p>\n<p style=\"text-align: center;\">New Delhi \u2013 110 001<\/p>\n<p style=\"text-align: center;\">India<\/p>\n<p style=\"text-align: center;\">Mumbai | Bengaluru<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><strong>\uc5f0\ub77d\ucc98<\/strong><br \/>\n\uc804\ud654: +91 11 2371 6565<br \/>\n\uc774\uba54\uc77c: <a href=\"mailto:mail@lexorbis.com\">mail@lexorbis.com<\/a><\/p>\n<p><a href=\"http:\/\/www.lexorbis.com\">www.lexorbis.com<\/a><\/p>\n<\/section>\n<p><a style=\"text-decoration: none;\" href=\"#navigation\"><button style=\"width: 20%; font-size: 12px; letter-spacing: 1px; padding: 3px 3px; color: #666; border-color: #F4F4F4; background-color: #fff; background-image: linear-gradient(to bottom,rgba(0,0,0,.01) 0,rgba(0,0,0,.02) 100%); background-repeat: repeat-x; border-radius: 3px; a: hover{background-color:#000;\"><span style=\"color: #f84619; font-weight: bold; text-transform: uppercase;\"><span class=\"vantage-orange\">\ub9e8 \uc704\ub85c<\/span><\/span><\/button><\/a><\/p>\n<h1 style=\"margin-bottom: 10px;\"><span style=\"color: #f84619;\"><strong>\ud544\ub9ac\ud540<\/strong><\/span><\/h1>\n<p>\ud544\ub9ac\ud540\uc758 \ub514\uc9c0\ud138 \ubc45\ud0b9\uc740 2020\ub144 \ud544\ub9ac\ud540\uc911\uc559\uc740\ud589(BSP) \ud68c\ub78c \uc81c1105\ud638(\ub514\uc9c0\ud138 \ubc45\ud06c \uc124\ub9bd\uc5d0 \uad00\ud55c \uac00\uc774\ub4dc\ub77c\uc778)\uc774 \ubc1c\ud45c\ub418\uba74\uc11c \uae0d\uc815\uc801\uc778 \uc804\ud658\uc810\uc744 \ub9de\uc774\ud558\uace0 \uc788\ub2e4. \uc774 \ud68c\ub78c\uc5d0\uc11c BSP\ub294 \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \uc740\ud589 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \uc6b4\uc6a9\ud558\uace0 \ud655\ub300\ud560 \uc218 \uc788\ub3c4\ub85d \ub514\uc9c0\ud138 \ubc45\ud0b9 \uae08\uc735\uae30\uad00\uc758 \uc2e4\uccb4\ub97c \uc778\uc815\ud588\ub2e4.<\/p>\n<p>\ub514\uc9c0\ud138 \ubc45\ud06c\uc5d0 \ub300\ud55c \uc5c4\ubc00\ud55c \uc815\uc758\ub294 \ucc28\uce58\ud558\ub354\ub77c\ub3c4, \ud544\ub9ac\ud540 \uc740\ud589\ub4e4\uc774 \uc790\uad6d \uc2dc\uc7a5\uc5d0\uc11c \uac1c\ubc1c\ud558\uace0 \ud310\ub9e4\ud560 \uc218 \uc788\ub294 \uc778\ud130\ub137 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\ub294 \uadf8 \uc720\ud615\uc774 \ub2e4\uc591\ud558\ub2e4.<\/p>\n<h2 style=\"margin-bottom: 10px;\"><span style=\"color: #f84619;\"><strong>\uc11c\ube44\uc2a4 \ubc0f \uad00\ub828 \uc5c5\ubb34<\/strong><\/span><\/h2>\n<p>\uc81c1105 \ud68c\ub78c\uc774 \ubc1c\ud45c\ub418\uae30 \uc804\uc5d0, \ud544\ub9ac\ud540\uc758 \ub514\uc9c0\ud138 \ubc45\ud0b9\uc740 BSP\uc758 \ud5c8\uac00\ub97c \ubc1b\uc740 \uae30\uc874 \uc740\ud589\ub4e4\uc758 \uc778\ud130\ub137 \uc740\ud589 \uc11c\ube44\uc2a4 \ubc0f \uad00\ub828 \uc5c5\ubb34\ub97c \ud1b5\ud574 \ucc98\uc74c \uc18c\uac1c\ub418\uc5c8\uace0, \uc5ec\uae30\uc5d0 \uc801\uc6a9\ub418\ub294 \uaddc\uc815\uc740 BSP\uc758 \uc740\ud589\uaddc\uc815\ub9e4\ub274\uc5bc(MORB)\uc5d0 \uba85\uc2dc\ub418\uc5b4 \uc788\ub2e4.<\/p>\n<p>MORB\uc5d0 \uc758\uac70\ud558\uc5ec, \uae30\uc874\uc758 \uc804\uc790\ubc29\uc2dd \uc740\ud589 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uac70\ub098 \uc774\ub97c \ubcf4\uac15\ud560 \uacc4\ud68d\uc774 \uc788\ub294 \uc740\ud589\ub4e4\uc740 \uad00\ub828 \uc11c\ube44\uc2a4\uc758 \uad6c\uccb4\uc801\uc778 \ub0b4\uc6a9\uacfc \uc774\uac83\uc774 \uc740\ud589\uc758 \uc804\ubc18\uc801\uc778 \uc601\uc5c5 \uc804\ub7b5\uacfc \uc5b4\ub5bb\uac8c \ubd80\ud569\ub418\ub294\uc9c0 \uc0c1\uc138\ud558\uac8c \uae30\uc220\ud55c \uc2e0\uccad\uc11c\ub97c BSP\uc5d0 \uc81c\ucd9c\ud574\uc57c \ud55c\ub2e4. \ub610\ud55c BSP\uc5d0\uc11c \uc81c\uc2dc\ud558\uace0 \uc788\ub294 \ucd5c\uc18c\ud55c\uc758 \uc870\uac74\uc744 \uc900\uc218\ud558\uc600\ub2e4\ub294 \ud655\uc778\uc11c\ub97c \uc740\ud589\uc7a5 \ub610\ub294 \uc774\uc5d0 \uc0c1\ub2f9\ud558\ub294 \uace0\uc704 \uc784\uc6d0\uc774 \uc11c\uba85\ud558\uc5ec \ud568\uaed8 \uc81c\ucd9c\ud574\uc57c \ud558\ub294\ub370, \uadf8 \ub0b4\uc6a9\uc740 \ub2e4\uc74c\uacfc \uac19\ub2e4.<\/p>\n<ul>\n<li>\u00a0\uc778\ud130\ub137 \uc740\ud589 \uc5c5\ubb34\uc5d0\uc11c \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \ub9ac\uc2a4\ud06c\ub97c \ud3c9\uac00, \ud1b5\uc81c \ubc0f \ubaa8\ub2c8\ud130\ub9c1\ud558\uace0 \uc774\uc5d0 \ub300\uc751\ud560 \uc218 \uc788\ub294 \ucda9\ubd84\ud55c \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc808\ucc28\uac00 \uc788\uc5b4\uc57c \ud55c\ub2e4.<\/li>\n<li>\u00a0\uc778\ud130\ub137 \uc740\ud589 \uc2dc\uc2a4\ud15c\uc5d0 \uc601\ud5a5\uc744 \uc8fc\ub294 \ubaa8\ub4e0 \ubcf4\uc548 \ubb38\uc81c\ub97c \ub2e4\ub8e8\ub294 \uae30\uc5c5\ubcf4\uc548 \uc815\ucc45 \ubc0f \uc808\ucc28\uc5d0 \uad00\ud55c \ub9e4\ub274\uc5bc\uc744 \uac16\ucdb0\uc57c \ud55c\ub2e4.<\/li>\n<li>\u00a0\uc2e4\ud589 \uc804\uc5d0 \ud574\ub2f9 \uc2dc\uc2a4\ud15c\uc744 \ud655\uc778\ud558\uace0, \ud655\uc778 \uacb0\uacfc\uc5d0 \uc544\ubb34\ub7f0 \ubb38\uc81c\uac00 \uc5c6\uc5b4\uc57c \ud55c\ub2e4. \uc774\ub7ec\ud55c \uacfc\uc815\uc5d0\ub294 \ucd5c\uc18c\ud55c\uc758 \uae30\uc900, \uc801\uc808\ud55c \uc2dc\uc2a4\ud15c \ud655\uc778 \uc791\uc5c5 \ubc0f \uc0ac\uc6a9\uc790 \ubd88\ud3b8\uc0ac\ud56d \ud655\uc778 \uc791\uc5c5\uc774 \uc218\ubc18\ub418\uc5b4\uc57c \ud55c\ub2e4.<\/li>\n<li>\u00a0\uc0ac\uc5c5\uc758 \uc5f0\uc18d\uc131\uc5d0 \uad00\ud55c \uacc4\ud68d \uc218\ub9bd \uc808\ucc28\uc640 \ub9e4\ub274\uc5bc\uc774 \uc788\uc5b4\uc57c \ud558\uace0, \uc5ec\uae30\uc5d0\ub294 \uc778\ud130\ub137 \uc740\ud589 \ucc44\ub110\uacfc \uc2dc\uc2a4\ud15c\uc5d0 \uad00\ud55c \uc870\ud56d\uc774 \ud3ec\ud568\ub41c\ub2e4.<\/li>\n<\/ul>\n<figure id=\"attachment_297544\" aria-describedby=\"caption-attachment-297544\" style=\"width: 200px\" class=\"wp-caption alignright\"><img decoding=\"async\" loading=\"lazy\" class=\"wp-image-297547\" src=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Mark-S-Gorriceta.jpg\" alt=\"\" width=\"200\" height=\"250\" srcset=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Mark-S-Gorriceta.jpg 400w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Mark-S-Gorriceta-240x300.jpg 240w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Mark-S-Gorriceta-336x420.jpg 336w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><figcaption id=\"caption-attachment-297544\" class=\"wp-caption-text\"><strong>Mark S Gorriceta<\/strong><br \/>\ub300\ud45c \ud30c\ud2b8\ub108 <br \/>Gorriceta Africa Cauton &amp; Saavedra<br \/>\uc804\ud654: +632 8696 0687<br \/>\uc774\uba54\uc77c: msgorriceta@gorricetalaw.com<\/figcaption><\/figure>\n<p>\uc778\ud130\ub137 \uc740\ud589 \uc11c\ube44\uc2a4 \ubc0f \uad00\ub828 \uc5c5\ubb34\ub97c \ub3c4\uc785\ud558\uace0\uc790 \ud558\ub294 \uae30\uc874 \uc740\ud589\ub4e4\uc740 BSP\uc758 \uc2e4\ubb34 \uadf8\ub8f9\uc5d0\uc11c \uc2e4\uc2dc\ud558\ub294 \uc0ac\uc804 \uc120\uc815 \uc791\uc5c5\uc744 \uac70\uccd0\uc57c \ud55c\ub2e4. \uc774\ub4e4\uc740 \uac00\uc7a5 \ucd5c\uadfc\uc758 \uc740\ud589 \uc2e4\uc801 \ubc0f \uac10\uc0ac \ubcf4\uace0\uc11c\uc5d0 \uae30\ubc18\ud558\uc5ec \uc2e0\uccad \uc740\ud589\uc758 \uc804\ubc18\uc801\uc778 \uc7ac\ubb34 \uc0c1\ud0dc\uc640 BSP \uaddc\uce59 \ubc0f \uaddc\uc815\uc758 \uc900\uc218 \uc5ec\ubd80\ub97c \ud655\uc778\ud558\ub294\ub370, \uc5ec\uae30\uc5d0\ub294 \uc2e0\uccad \uc740\ud589\uc758 \uc790\ubcf8 \uc801\uc815\uc131, \uc790\uc0b0\uc758 \ub0b4\uc6a9, \uacbd\uc601, \uc218\uc775 \ubc0f \uc720\ub3d9\uc131 \ub4f1\uae09 \ub4f1\uc774 \ud3ec\ud568\ub41c\ub2e4.<\/p>\n<p>BSP\uac00 \uc2e0\uccad \uc740\ud589\uc758 \uc804\ubc18\uc801\uc778 \uc7ac\ubb34 \uc0c1\ud0dc\ub97c \ud3c9\uac00\ud558\ub294 \uc774\uc720\ub294 \ud574\ub2f9 \uc740\ud589\uc774 \uc778\ud130\ub137 \ubc45\ud0b9 \uc5c5\ubb34\ub97c \uc801\uc808\ud558\uac8c \uc218\ud589\ud558\uace0 \uad00\ub828 \uc694\uac74\uc744 \uc81c\ub300\ub85c \uc900\uc218\ud558\uace0 \uc788\ub294\uc9c0 \ud655\uc778\ud558\uae30 \uc704\ud568\uc774\ub2e4.<\/p>\n<p>\uc2e4\ubb34 \uadf8\ub8f9\uc774 \ucd94\ucc9c\ud558\uace0 BSP \uad00\ub828 \ubd80\uc11c\uc5d0\uc11c \uc77c\ub828\uc758 \ud655\uc778 \uacfc\uc815\uc774 \ub9c8\ubb34\ub9ac\ub418\uba74 BSP\ub294 \uc989\uac01\uc801\uc778 \uc778\ud130\ub137 \uc5c5\ubb34 \uac1c\uc2dc \ubc0f\/\ub610\ub294 \ubcf4\uac15 \uc2e0\uccad\uc744 \uc2b9\uc778\ud558\uace0, \ud574\ub2f9 \uc740\ud589\uc740 \ud2b9\uc815\uc758 \uc2b9\uc778 \uc870\uac74\uc744 \uc900\uc218\ud558\uba74\uc11c \uc11c\ube44\uc2a4 \uac1c\uc2dc \ud6c4 BSP\uac00 \uc694\uad6c\ud558\ub294 \ucd94\uac00\uc801\uc778 \ubb38\uc11c\ub97c \uc81c\uacf5\ud558\uac70\ub098 \uc778\ud130\ub137 \ubc45\ud0b9 \uc11c\ube44\uc2a4 \ubc0f \uc5c5\ubb34\ub97c \ud655\ub300\ud574\uc57c \ud55c\ub2e4.<\/p>\n<h2 style=\"margin-bottom: 10px;\"><span style=\"color: #f84619;\"><strong>\uc804\uc790\ud654\ud3d0 \ubc1c\ud589\uc0ac\uc5c5\uc790(EMI)<\/strong><\/span><\/h2>\n<p>\uc740\ud589\uc5d0\uc11c \ucde8\uae09\ud560 \uc218 \uc788\ub294 \ub514\uc9c0\ud138 \ubc45\ud0b9 \uc0c1\ud488\uc774\ub098 \uc11c\ube44\uc2a4\uc5d0\ub294 \uc804\uc790\ud654\ud3d0 \ubc1c\ud589\uc0ac\uc5c5\uc790(EMI)\ub85c\uc11c \uc804\uc790\ud654\ud3d0\ub97c \ubc1c\ud589\ud558\uace0 \uc6b4\uc6a9\ud558\ub294 \uc5c5\ubb34\ub3c4 \uc788\ub2e4.<\/p>\n<figure id=\"attachment_297552\" aria-describedby=\"caption-attachment-297552\" style=\"width: 200px\" class=\"wp-caption alignright\"><img decoding=\"async\" loading=\"lazy\" class=\"wp-image-297555\" title=\"A comparison of digital banking regulations Micaela Kristina V Galvez\" src=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Micaela-Kristina-V-Galvez.jpg\" alt=\"A comparison of digital banking regulations Micaela Kristina V Galvez\" width=\"200\" height=\"250\" srcset=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Micaela-Kristina-V-Galvez.jpg 400w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Micaela-Kristina-V-Galvez-240x300.jpg 240w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Micaela-Kristina-V-Galvez-336x420.jpg 336w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><figcaption id=\"caption-attachment-297552\" class=\"wp-caption-text\"><strong>Micaela Kristina V Galvez<\/strong><br \/>\uc2e0\uc785 \ud30c\ud2b8\ub108<br \/>Gorriceta Africa Cauton &amp; Saavedra<\/figcaption><\/figure>\n<p>2009\ub144 BSP \ud68c\ub78c \uc81c649\ud638\uc5d0 \uc815\uc758\ub41c \ubc14 \ub300\ub85c, \uc804\uc790\ud654\ud3d0\ub780 (1) \ud2b9\uc815\uc758 \ub3c4\uad6c\ub098 \uae30\uae30\uc5d0 \uc804\uc790\ubc29\uc2dd\uc73c\ub85c \uc800\uc7a5\ub418\uc5b4 \uc788\uac70\ub098, (2) \ubc1c\ud589\ub41c \uae08\uc804\uc801 \uac00\uce58\uc5d0 \uc0c1\ub2f9\ud558\ub294 \uae08\uc561\uc744 \uc218\ucde8\ud560 \ub54c \ubc1c\ud589\ud558\uac70\ub098, (3) EMI \uc774\uc678\uc758 \uac1c\uc778\uc774\ub098 \uae30\uc5c5\uc774 \uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \uc778\uc815\ud558\uac70\ub098, (4) \ud604\uae08 \ub610\ub294 \uc774\uc5d0 \uc0c1\ub2f9\ud558\ub294 \uc790\uc0b0\uc73c\ub85c \uc778\ucd9c\ud560 \uc218 \uc788\uac70\ub098 \ub610\ub294 (5) BSP \ud68c\ub78c \uc81c649\ud638\uc758 \uae30\ud0c0 \uac00\uc774\ub4dc\ub77c\uc778\uc5d0 \ub530\ub77c \ubc1c\ud589\ub41c \uac83\uc73c\ub85c EMI\uc5d0\uac8c \uccad\uad6c\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uae08\uc804\uc801 \uac00\uce58\uac00 \ud45c\uc2dc\ub418\ub294 \ud654\ud3d0\ub97c \uc758\ubbf8\ud55c\ub2e4.<\/p>\n<p>EMI\uc758 \ud615\ud0dc\ub294 EMI \uc740\ud589, \ube44(\u975e)\uc740\ud589 \uae08\uc735\uae30\uad00 \ub610\ub294 \uc790\uae08\uc774\uccb4 \uae30\uad00\uc73c\ub85c \ub4f1\ub85d\ub41c \ube44(\u975e)\uc740\ud589 \uae30\uad00\uc774 \ub420 \uc218 \uc788\ub2e4. \ud55c \uac00\uc9c0 \uc8fc\ubaa9\ud560 \ubd80\ubd84\uc740 \uc740\ud589\uc5d0\uc11c \ubc1c\ud589\ud55c \uc804\uc790\ud654\ud3d0\ub294 \uc561\uba74\uac00\ub85c\ub9cc \uc0c1\ud658\ub420 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc774\ub97c \uc608\uae08\uc73c\ub85c \uac04\uc8fc\ud558\uc9c0 \uc54a\ub294\ub2e4\ub294 \uac83\uc778\ub370, \uc804\uc790\ud654\ud3d0\uc5d0\ub294 \uc774\uc790, \ubcf4\uc0c1\uae08 \ubc0f \uae30\ud0c0 \uc774\uc640 \uc720\uc0ac\ud55c \uc778\uc13c\ud2f0\ube0c\uac00 \uc801\uc6a9\ub418\uc9c0 \uc54a\ub294\ub2e4.<\/p>\n<p>\ud604\uc7ac BSP\ub294 EMI \uaddc\uc815\uc758 \uac1c\uc815 \ucd08\uc548\uc744 \ubc1c\ud45c\ud55c \ud6c4 \uc5ec\ub860\uc758 \ucd94\uc774\ub97c \uc0b4\ud3b4\ubcf4\uace0 \uc788\uc9c0\ub9cc, \uc774\uc5d0 \ub530\ub974\uba74 \uc740\ud589\ub4e4\uc740 \uc804\uc790 \uacb0\uc81c \ubc0f \uae08\uc735 \uc11c\ube44\uc2a4(EPFS)\uc5d0 \ud574\ub2f9\ud558\ub294 A\ud615 \ud5c8\uac00\uc5d0 \uc758\uac70\ud558\uc5ec BSP\uc758 \uc0ac\uc804 \uc2b9\uc778\uc744 \ubc1b\uace0 MORB\uc5d0 \uba85\uc2dc\ub41c \uc138\ubd80 \uae30\uc900\uc744 \uc900\uc218\ud558\uba74 \uc804\uc790\ud654\ud3d0 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\ub2e4.<\/p>\n<p>\uc774 \uac1c\uc815\uc548\uc740 EMI \uc740\ud589\uc744 \ub300\ud615\uacfc \uc18c\ud615\uc73c\ub85c \uad6c\ubd84\ud558\uace0 \uc788\uace0, \ub300\ud615 EMI \uc740\ud589\uc740 12\uac1c\uc6d4 \ub3d9\uc548\uc758 \uc785\ucd9c\uae08 \uac70\ub798 \uaddc\ubaa8\uac00 250\uc5b5 \ud398\uc18c(4\uc5b5 7,800\ub9cc \ub2ec\ub7ec) \uc774\uc0c1\uc774 \ub418\uc5b4\uc57c \ud55c\ub2e4. \uadf8 \uc774\ud558\uc778 \uacbd\uc6b0\uc5d0\ub294 \uc18c\ud615 EMI \uc740\ud589\uc73c\ub85c \uac04\uc8fc\ud55c\ub2e4.<\/p>\n<p>MORB\uac00 \uc790\ubcf8\uae08 \uc694\uac74\uc744 \ub192\uac8c \ucc45\uc815\ud558\uc9c0 \uc54a\ub294 \ud55c, \ub300\ud615 EMI \uc740\ud589\uc740 \ucd5c\uc18c 2\uc5b5 \ud398\uc18c\uc758 \uc790\ubcf8\uae08\uc774 \ud544\uc694\ud558\uace0 \uc18c\ud615 EMI \uc740\ud589\uc740 \ucd5c\uc18c 1\uc5b5 \ud398\uc18c\uc758 \uc790\ubcf8\uae08\uc774 \ud544\uc694\ud558\uc9c0\ub9cc \uc774\ub294 \uc740\ud589\uc758 \uc5c5\ubb34 \uc720\ud615(\uc608: \uc720\ub2c8\ubc84\uc124 \ubc45\ud06c, \uc0c1\uc5c5\uc740\ud589, \ub514\uc9c0\ud138 \ubc45\ud06c, \uc800\ucd95\uc740\ud589 \ub610\ub294 \uc9c0\ubc29\uc740\ud589)\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\ub2e4.<\/p>\n<p>\uc77c\ubc18 \uace0\uac1d\ub4e4\uc774 \uae30\uc874 \uc740\ud589\uc5d0\uc11c \uc804\uc790\ud654\ud3d0 \uc11c\ube44\uc2a4\ub97c \ucd5c\ub300\ud55c \uc774\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d BSP\ub294 \ube44\uc740\ud589 EMI\ub97c \ud5c8\uac00\ud558\ub294 \uacbd\uc6b0\uc5d0 2\ub144 \ub3d9\uc548 \ucc44\ubb34 \uc0c1\ud658\uc744 \uc5f0\uae30\ud574 \uc8fc\uc5c8\ub2e4.<\/p>\n<h2 style=\"margin-bottom: 10px;\"><span style=\"color: #f84619;\"><strong>\ub514\uc9c0\ud138 \ubc45\ud06c<\/strong><\/span><\/h2>\n<p>\ucf54\ub85c\ub09819\uac00 \uc77c\uc0c1\ud654\ub418\uc5b4 \ubc84\ub9ac\uace0 \uc778\ud130\ub137\uc744 \ud1b5\ud55c \uc740\ud589 \uac70\ub798\uc758 \uc218\uc694\uac00 \ud3ed\ubc1c\uc801\uc73c\ub85c \ub298\uc5b4\ub098\uba74\uc11c, BSP\uac00 \ubc1c\ud45c\ud55c \ub514\uc9c0\ud138 \uc740\ud589 \uc124\ub9bd\uc5d0 \uad00\ud55c \uac00\uc774\ub4dc\ub77c\uc778\uc740 \ub514\uc9c0\ud138 \ubc45\ud06c\uc5d0 \ub300\ud55c \uc778\uc2dd\uacfc \uc774\ud574\uac00 \ub2ec\ub77c\uc9c0\ub294 \uacc4\uae30\uac00 \ub418\uc5c8\ub2e4. \ub514\uc9c0\ud138 \ubc45\ud06c(Digital Bank)\ub780 \ubb3c\ub9ac\uc801 \ud615\ud0dc\uc758 \uc9c0\uc810(\u652f\u5e97)\uc774\ub098 \ucd9c\uc7a5\uc18c \ub610\ub294 \uae08\uc735 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uc9c0\uc810 \ud615\ud0dc\uc758 \ub2e8\uc704\ub97c \uc774\uc6a9\ud558\uc9c0 \uc54a\uace0 \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc \ubc0f\/\ub610\ub294 \uc778\ud130\ub137\uc744 \ud1b5\ud574 \uae08\uc735 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uc740\ud589\uc744 \ub9d0\ud55c\ub2e4.<\/p>\n<figure id=\"attachment_297556\" aria-describedby=\"caption-attachment-297556\" style=\"width: 200px\" class=\"wp-caption alignright\"><img decoding=\"async\" loading=\"lazy\" class=\"wp-image-297559\" title=\"A comparison of digital banking regulations Liane Stella R Candelario\" src=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Liane-Stella-R-Candelario-240x300.jpg\" alt=\"A comparison of digital banking regulations Liane Stella R Candelario\" width=\"200\" height=\"250\" srcset=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Liane-Stella-R-Candelario-240x300.jpg 240w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Liane-Stella-R-Candelario-336x420.jpg 336w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Liane-Stella-R-Candelario.jpg 400w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><figcaption id=\"caption-attachment-297556\" class=\"wp-caption-text\"><strong>Liane Stella R Candelario<\/strong><br \/>\uc18c\uc18d \ubcc0\ud638\uc0ac<br \/>Gorriceta Africa Cauton &amp; Saavedra<\/figcaption><\/figure>\n<p>\uc81c1105\ud638 \ud68c\ub78c\uc744 \ubc1c\ud45c\ud558\uae30 \uc804\uc5d0\ub294 \ub9ce\uc740 \uc740\ud589\ub4e4\uc774 \ub9c8\ucf00\ud305 \uce21\uba74\uc5d0\uc11c \uc790\uc2e0\ub4e4\uc744 \ub514\uc9c0\ud138 \ubc45\ud06c\ub77c \uc18c\uac1c\ud558\uae30\ub3c4 \ud588\uc9c0\ub9cc, \uc774\ubc88 \ud68c\ub78c\uc744 \ud1b5\ud574 \ub514\uc9c0\ud138 \ubc45\ud06c\uc5d0 \ud544\uc694\ud55c \uc815\uc2dd \ud5c8\uac00\ub97c \ubc1b\uc740 \uc740\ud589\ub9cc \uc5ec\uae30\uc5d0 \ud574\ub2f9\ud558\ub294 \uac83\uc73c\ub85c \uc815\ub9ac\ub418\uc5c8\ub2e4.<\/p>\n<p>\ub514\uc9c0\ud138 \ubc45\ud06c\uc758 \ucd5c\uc18c \uc790\ubcf8\uae08\uc740 10\uc5b5 \ud398\uc18c\uc774\uace0, \ud5c8\uac00\ub97c \ubc1b\uc740 \ud6c4\uc5d0\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\ub2e4. (1) \ub2f4\ubcf4 \uc124\uc815\/\ubbf8(\u672a)\uc124\uc815 \ud6c4 \ub300\ucd9c\ud558\uac70\ub098, (2) \uc800\ucd95\/\uc815\uae30 \uc608\uae08\uc744 \ucde8\uae09\ud558\uac70\ub098(\uae30\ubcf8\uc801\uc778 \uc608\uae08 \uacc4\uc88c \ud3ec\ud568), (3) \uc678\ud654 \uc608\uae08\uc744 \ucde8\uae09\ud558\uac70\ub098, (4) \uc2dc\uc7a5\uc5d0\uc11c \uc27d\uac8c \ub9e4\ub9e4\ud560 \uc218 \uc788\ub294 \ucc44\uad8c \ubc0f \uae30\ud0c0 \ubd80\ucc44\uc99d\uad8c, \uae30\uc5c5\uc5b4\uc74c \ubc0f \ub9e4\ucd9c\ucc44\uad8c, \uc5b4\uc74c, \ud658\uc5b4\uc74c, \uc0c1\uc5c5 \uac70\ub798\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc778\uc218\uc99d \ub610\ub294 \uc99d\uc11c\uc5d0 \ud22c\uc790\ud558\uac70\ub098, (5) \ub2e4\ub978 \uae08\uc735\uae30\uad00\uc744 \uc704\ud574 \ud1b5\uc9c0\uc740\ud589 \uc5ed\ud560\uc744 \uc218\ud589\ud558\uac70\ub098, (6) \ube44\uc815\ubd80\ub2e8\uccb4(NGO)\uc758 \ucd94\uc2ec\uae30\uad00 \uc5ed\ud560\uc744 \uc218\ud589\ud558\uac70\ub098, (7) \uc804\uc790\ud654\ud3d0 \uc0c1\ud488\uc744 \ubc1c\ud589\ud558\uac70\ub098, (8) \uc2e0\uc6a9\uce74\ub4dc\ub97c \ubc1c\uae09\ud558\uac70\ub098, (9) \uc678\ud658\uc744 \ub9e4\uc785\/\ub9e4\uac01\ud558\uac70\ub098, (10) \uc18c\uc561 \ubcf4\ud5d8\uc0c1\ud488\uc744 \uc18c\uac1c, \ud310\ucd09, \ud310\ub9e4 \ub610\ub294 \uc6b4\uc601\ud558\uac70\ub098, (11) BSP \ud654\ud3d0\uc704\uc6d0\uc5d0\uc11c \uc2b9\uc778\ud558\ub294 \uae30\ud0c0\uc758 \ud65c\ub3d9\uc744 \uc218\ud589\ud55c\ub2e4.<\/p>\n<p>\ub514\uc9c0\ud138 \ubc45\ud06c \ud5c8\uac00 \uc2e0\uccad\uc740 BSP\uc5d0\uc11c \ub2e4\uc74c\uacfc \uac19\uc740 \uc911\uc694\ud55c 3\ub2e8\uacc4 \uc989, (1) \uc2e0\uaddc \uc740\ud589 \uc124\ub9bd\uc5d0 \ud544\uc694\ud55c \uc2b9\uc778 \uc2e0\uccad, (2) \ud544\ub9ac\ud540\uc99d\uad8c\uac70\ub798\uc704\uc6d0\ud68c \ub4f1\ub85d\uc5d0 \ud544\uc694\ud55c \uad8c\ud55c\uc99d\uba85\uc11c(COA) \uc2e0\uccad \ubc0f (3) \ub514\uc9c0\ud138 \ubc45\ud06c \uc6b4\uc601\uc5d0 \ud544\uc694\ud55c COA \ubc1c\uae09 \uc2e0\uccad\uc758 3\ub2e8\uacc4\ub97c \uac70\uce5c\ub2e4.<\/p>\n<p>\ub9ce\uc740 \uc5c5\uccb4\ub4e4\uc778 \ub208\ub3c5\uc744 \ub4e4\uc774\uace0 \uc788\ub294 \ub514\uc9c0\ud138 \ubc45\ud06c\ub294 6\uac1c \uc5c5\uccb4(\ucd5c\uc18c\ud55c 1\ub2e8\uacc4\ub97c \ud1b5\uacfc\ud55c \uc5c5\uccb4)\uc5d0\uac8c \ud5c8\uac00\ub418\uc5c8\uace0, BSP\ub294 \uc774\ub4e4\uc5d0 \ub300\ud574 \ucc44\ubb34 \uc0c1\ud658\uc744 \uc5f0\uae30\ud574\uc8fc\uc5c8\ub2e4.<\/p>\n<h2 style=\"margin-bottom: 10px;\"><span style=\"color: #f84619;\"><strong>\uc804\uc790 \uacb0\uc81c \ubc0f \uae08\uc735 \uc11c\ube44\uc2a4(EPFS) \ud5c8\uac00<\/strong><\/span><\/h2>\n<p>BSP\uc758 2019\ub144 \ud68c\ub78c \uc81c1033\ud638\uc5d0 \uc758\uac70\ud558\uc5ec, EPFS \ud5c8\uac00\ub294 BSP\uc758 \uac10\ub3c5\uc744 \ubc1b\uc73c\uba74\uc11c \uc804\uc790 \uacb0\uc81c \ubc0f \uae08\uc735 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc744 \ubaa8\uc0c9\ud558\ub294 \ubaa8\ub4e0 \uae08\uc735\uae30\uad00\uc5d0 \uc801\uc6a9\ub41c\ub2e4. \uc774\ub7ec\ud55c \uc5c5\ubb34\ub294 EMI\uc640 \ub514\uc9c0\ud138 \ubc45\ud0b9\uc758 \uadfc\uac04\uc774 \ub418\ub294 \uac83\uc73c\ub85c EMI \ubc0f \ub514\uc9c0\ud138 \ubc45\ud06c \uc2e0\uccad \uacfc\uc815\uc5d0\uc11c \uad00\ub828 \uc694\uac74\uc5d0 \ub300\ud55c \uac80\ud1a0\uac00 \uc774\ub8e8\uc5b4\uc9c4\ub2e4. \ud55c \uac00\uc9c0 \uc8fc\ubaa9\ud560 \ubd80\ubd84\uc740, EPFS \ud5c8\uac00\ub97c \ubc1b\uc740 \uae30\uc5c5\uc758 IT \uc778\ud504\ub77c\uac00 (\uc0c8\ub85c\uc6b4 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc774\ub098 \uae30\uc220\ub85c \uc778\ud558\uc5ec) \ud06c\uac8c \ubcc0\uacbd\ub418\uac70\ub098 \ubcf4\uac15\ub418\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc608\uc815\ub41c \ubcc0\uacbd \ub610\ub294 \ubcf4\uac15 \uc791\uc5c5\uc744 \uc2e4\ud589\ud558\uae30 \uc804\uc5d0 \ubc18\ub4dc\uc2dc BSP\uc758 \uc2b9\uc778\uc744 \ubc1b\uc544\uc57c \ud55c\ub2e4\ub294 \uc810\uc774\ub2e4.<\/p>\n<h2 style=\"margin-bottom: 10px;\"><span style=\"color: #f84619;\"><strong>\ub514\uc9c0\ud138 \uacbd\uc81c\uc758 \ubaa9\ud45c<\/strong><\/span><\/h2>\n<p>\ub514\uc9c0\ud138 \ubc45\ud06c\uc640 \uc804\uc790 \uae08\uc735 \uc0c1\ud488 \ubc0f \uc11c\ube44\uc2a4 \ubaa8\ub450 BSP\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uc804\ud658\uc744 \uc704\ud55c \ub85c\ub4dc\ub9f5\uc5d0\uc11c \ub9e4\uc6b0 \uc911\uc694\ud558\ub2e4. \ub514\uc9c0\ud138 \ubc45\ud06c\ub294 \ub204\uad6c\ub098 \uc774\uc6a9\ud560 \uc218 \uc788\ub294 \uc548\uc804\ud558\uace0 \uc548\uc815\uc801\uc778 \uae08\uc735 \uc0dd\ud0dc\uacc4 \uac1c\ubc1c\uc5d0 \ud544\uc694\ud55c \uc2dc\uc2a4\ud15c\uc73c\ub85c, \u201c\ud2b9\ud788 \uc77c\ubc18 \uace0\uac1d\uacfc \uc18c\uc561 \ucde8\uae09 \uc5c5\uccb4 \ubc0f \uc911\uc18c\uae30\uc5c5\uc5d0 \ube44\uc6a9 \ud6a8\uc728\uc801\uc774\uace0 \ud3b8\ub9ac\ud55c \uc740\ud589 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud560 \uac83\u201d\uc73c\ub85c \uae30\ub300\ub41c\ub2e4.<\/p>\n<p>\ud604\uc7ac \ub514\uc9c0\ud138 \ubc45\ud06c \ud5c8\uac00\ub97c \ubc1b\uc740 \uc5c5\uccb4\ub4e4\uc5d0 \ub300\ud574\uc11c\ub294 \ucc44\ubb34 \uc0c1\ud658\uc744 \uc5f0\uae30\ud574\uc8fc\uace0 \uc788\ub294\ub370, \ucd08\uae30\uc5d0 BSP\uac00 \ucca0\uc800\ud55c \uac80\uc99d\uc744 \ud1b5\ud574 \uc120\uc815\ud55c \uae30\uc5c5\ub4e4\uc758 \uc778\uc9c0\ub3c4\uac00 \ub192\uc544\uc9c0\uba74\uc11c \ub514\uc9c0\ud138 \ubc45\ud06c \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\uc758 \uc778\uae30 \ub610\ud55c \ud06c\uac8c \uc62c\ub77c\uac08 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. \uc774\ub4e4 \uc678\uc5d0\ub3c4, \uc740\ud589 \ubc0f \uae30\ud0c0 \uae08\uc735\uae30\uad00\ub4e4\ub3c4 EPFS \ud5c8\uac00 \uc2e0\uccad\uc774\ub098 \ubcf4\uac15 \uc791\uc5c5\uc744 \ud1b5\ud574 \uc804\uc790\ud654\ud3d0 \ubc1c\ud589 \ub4f1 \uc0c8\ub85c\uc6b4 \ub514\uc9c0\ud138 \uae08\uc735 \uc0c1\ud488\uc744 \uac1c\ubc1c\ud560 \uc218 \uc788\ub2e4.<\/p>\n<p>\uae30\ud0c0 \ud601\uc2e0\uc801\uc778 \uae08\uc735 \uae30\uc220\uc774\ub098 \uc0c1\ud488 \ub610\ub294 \uc11c\ube44\uc2a4\uc758 \uacbd\uc6b0, BSP\ub294 \uc774\ubbf8 \ub9c8\ub828\ub41c \uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4 \uae30\uc900\uc744 \ud65c\uc6a9\ud558\uace0 \uae30\uc874\uc758 \uc740\ud589 \uaddc\uce59\uacfc \uaddc\uc815\uc744 \uac1c\uc815\ud558\uba74\uc11c \uc218\ud61c \uc694\uc18c\uac00 \ub9ce\uace0 \uac1c\ubc29\uc801\uc778 \uaddc\uc81c \uc5ec\uac74\uc744 \uc870\uc131\ud574 \ub193\uc558\uae30 \ub54c\ubb38\uc5d0 \ud544\ub9ac\ud540\uc758 \ub514\uc9c0\ud138 \uae08\uc735 \uc0dd\ud0dc\uacc4\uc5d0 \uc790\ubcf8\uacfc \uae30\uc220\uc774 \uc720\uc785\ub418\uc5b4 \uadf8 \uc131\uc7a5\uc5d0 \ub9ce\uc740 \ub3c4\uc6c0\uc744 \uc904 \uac83\uc774\ub2e4.<\/p>\n<section class=\"format-info\"><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-medium wp-image-297592\" src=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Gorriceta-Logo-300x85.png\" alt=\"\" width=\"300\" height=\"85\" srcset=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Gorriceta-Logo-300x85.png 300w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Gorriceta-Logo-768x217.png 768w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Gorriceta-Logo-696x197.png 696w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Gorriceta-Logo.png 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p style=\"text-align: center;\"><strong>GORRICETA AFRICA CAUTON &amp; SAAVEDRA<\/strong><\/p>\n<p style=\"text-align: center;\">15\/F Strata 2000, F. Ortigas Jr. Road<\/p>\n<p style=\"text-align: center;\">Ortigas Center, Pasig City<\/p>\n<p style=\"text-align: center;\">Metro Manila \u2013 1605<\/p>\n<p style=\"text-align: center;\">Philippines<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><strong>\uc5f0\ub77d\ucc98<\/strong><br \/>\n\uc804\ud654: +632 8696 0687<br \/>\n\uc774\uba54\uc77c: <a href=\"mailto:counselors@gorricetalaw.com\">counselors@gorricetalaw.com<\/a><\/p>\n<p><a href=\"http:\/\/www.gorricetalaw.com\">www.gorricetalaw.com<\/a><\/p>\n<\/section>\n<p><a style=\"text-decoration: none;\" href=\"#navigation\"><button style=\"width: 20%; font-size: 12px; letter-spacing: 1px; padding: 3px 3px; color: #666; border-color: #F4F4F4; background-color: #fff; background-image: linear-gradient(to bottom,rgba(0,0,0,.01) 0,rgba(0,0,0,.02) 100%); background-repeat: repeat-x; border-radius: 3px; a: hover{background-color:#000;\"><span style=\"color: #f84619; font-weight: bold; text-transform: uppercase;\"><span class=\"vantage-orange\">\ub9e8 \uc704\ub85c<\/span><\/span><\/button><\/a><\/p>\n<h1 style=\"margin-bottom: 10px;\"><span style=\"color: #f84619;\"><strong>\ud0dc\uad6d <\/strong><\/span><\/h1>\n<p>\ud0dc\uad6d\uc758 \ub514\uc9c0\ud138 \ubc45\ud0b9 \uc2dc\uc2a4\ud15c\uc740 \uc911\ub300\ud55c \ubcc0\ud654\uc758 \uae38\ubaa9\uc5d0 \uc788\ub2e4. \ud0dc\uad6d\uc740\ud589(BoT)\uacfc \uae30\ud0c0 \uc815\ubd80\uae30\uad00\ub4e4\uc774 \ucd5c\uadfc \uc2e4\ud589\uc5d0 \uc62e\uae30\uace0 \uc788\ub294 \uc815\ucc45 \uacb0\uc815\uc744 \ud1b5\ud574 2022\ub144 \ud6c4\ubc18\uc5d0 \ubc1c\ud45c\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\ub294 \uc815\ucc45\ub4e4\uacfc \ud568\uaed8 \ud0dc\uad6d \ub514\uc9c0\ud138 \ubc45\ud0b9 \uc0dd\ud0dc\uacc4\uc758 \ud5a5\ud6c4 \uc724\uacfd\uc774 \ub4dc\ub7ec\ub0a0 \uac83\uc774\ub2e4.<\/p>\n<figure id=\"attachment_297560\" aria-describedby=\"caption-attachment-297560\" style=\"width: 200px\" class=\"wp-caption alignright\"><img decoding=\"async\" loading=\"lazy\" class=\"wp-image-297563\" title=\"A comparison of digital banking regulations Troy Schooneman\" src=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Troy-Schooneman-240x300.jpg\" alt=\"A comparison of digital banking regulations Troy Schooneman\" width=\"200\" height=\"250\" srcset=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Troy-Schooneman-240x300.jpg 240w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Troy-Schooneman-336x420.jpg 336w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Troy-Schooneman.jpg 400w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><figcaption id=\"caption-attachment-297560\" class=\"wp-caption-text\"><strong>Troy Schooneman<\/strong><br \/>International Practice \ucd1d\uad04 &amp; \ud30c\ud2b8\ub108 ,<br \/>Kudun and Partners, Bangkok<br \/>\uc774\uba54\uc77c: troy.s@kap.co.th<\/figcaption><\/figure>\n<p>\uc77c\ubd80 \uce21\uba74\uc5d0\uc11c \ubcf4\uba74 \ud0dc\uad6d\uc758 \ub514\uc9c0\ud138 \ubc45\ud0b9\uc5d0 \ub300\ud55c \uc811\uadfc\ubc29\uc2dd\uc740 \ub9e4\uc6b0 \uc2e0\uc911\ud558\ub2e4. \uac00\uc0c1 \uc740\ud589\uc5d0 \ud544\uc694\ud55c \uaddc\uc81c \uae30\uc900 \uacb0\uc815\uc5d0 \uc880\ucc98\ub7fc \uc18d\ub3c4\ub97c \ub0b4\uc9c0 \ubabb\ud558\ub294 BoT\ub294 \ub514\uc9c0\ud138 \uc790\uc0b0\uc744 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \uac04\uc8fc\ud560 \uac83\uc778\uc9c0 \uc5ec\uc804\ud788 \ud68c\uc758\uc801\uc774 \uc2dc\uac01\uc744 \uac16\uace0 \uc788\ub2e4. \uc704\ubc18 \uc2dc \uc5c4\uc911\ud55c \ucc98\ubc8c\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uac1c\uc778\uc815\ubcf4\ubcf4\ud638\ubc95(PDPA)\uc774 \ucca0\uc800\ud558\uace0 \uc5c4\uaca9\ud558\uac8c \uc2dc\ud589\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\ub294 \uc2dc\uc810\uc774\ub77c \ub354\uc6b1 \uadf8\ub7ec\ud558\ub2e4.<\/p>\n<p>\ud0dc\uad6d\uc758 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ud658\uacbd\uc740 \ud1b5\uc0c1\uc801\uc73c\ub85c \uc778\uc815\ubc1b\ub294 \uad6d\uc81c \uae30\uc900\uc758 \ubaa8\uc2b5\uc774\uac70\ub098 \uc774\ubcf4\ub2e4 \uc870\uae08 \ubc1c\uc804\ub41c \ud615\ud0dc\uc774\ub2e4. \uc608\ub97c \ub4e4\uba74, \ud0dc\uad6d\uc740 \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0 \uac1c\ubc1c \ubd84\uc57c\uc5d0\uc11c (\ud64d\ucf69\uacfc \ud568\uaed8) 1\uc704\ub97c \ucc28\uc9c0\ud588\ub294\ub370 2022\ub144 \uc0c1\ubc18\uae30\uc5d0 \uc2dc\ubc94\uc801\uc73c\ub85c \uc0ac\uc6a9\ub420 \uc608\uc815\uc5d0 \uc788\ub2e4.<\/p>\n<p>\uad6d\ubbfc\ub4e4\uc774 \ub9e4\uc77c 9\uc2dc\uac04(\uc138\uacc4 \ud3c9\uade0\ubcf4\ub2e4 30% \ub9ce\ub2e4) \uc774\uc0c1 \uc778\ud130\ub137\uc744 \uc774\uc6a9\ud558\uace0 \ub3d9\ub0a8\uc544 \uad6d\uac00 \uc911 \uae08\uc735\uae30\uad00\uc758 \ub514\uc9c0\ud138 \ud65c\uc6a9 \ube44\uc728\uc774 \uac00\uc7a5 \ub192\ub2e4\ub294 \ubb38\ud654\uc801 \ud2b9\uc9d5 \ub610\ud55c \ud0dc\uad6d\uc5d0\uac8c\ub294 \uae0d\uc815\uc801\uc778 \uc694\uc18c\ub4e4\uc774\ub2e4.<\/p>\n<h2 style=\"margin-bottom: 10px;\"><span style=\"color: #f84619;\"><strong>\ud5c8\uac00\uc640 \ub4f1\ub85d<\/strong><\/span><\/h2>\n<p>\ud0dc\uad6d \uc815\ubd80\ub294 \uc9c0\ub09c 2\uc6d4 \uc0c8\ub86d\uac8c \ubc1c\ud45c\ub41c \u201c\uc9c0\uc18d\uac00\ub2a5\ud55c \ub514\uc9c0\ud138 \uacbd\uc81c\uc5d0 \ud544\uc694\ud55c \ud0dc\uad6d \uae08\uc735 \ubd80\ubb38\uc758 \uc790\uc6d0 \uc7ac\ubc30\uce58\u201d\ub77c\ub294 \uc81c\ubaa9\uc758 \uc790\ubb38 \ubcf4\uace0\uc11c\uc5d0 \uba85\uc2dc\ub41c \uad6c\uccb4\uc801\uc778 \uacb0\uacfc\ub97c \uad6c\ud604\ud560 \uc218 \uc788\ub3c4\ub85d \uc8fc\ub3c4\uba74\ubc00(\u5468\u5230\u7dbf\u5bc6)\ud558\uac8c \uc811\uadfc\ud558\uace0 \uc788\ub2e4.<\/p>\n<figure id=\"attachment_297565\" aria-describedby=\"caption-attachment-297565\" style=\"width: 200px\" class=\"wp-caption alignright\"><img decoding=\"async\" loading=\"lazy\" class=\"wp-image-297568\" title=\"A comparison of digital banking regulations Kongkoch Yongsavasdikul\" src=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Kongkoch-Yongsavasdikul-240x300.jpg\" alt=\"A comparison of digital banking regulations Kongkoch Yongsavasdikul\" width=\"200\" height=\"250\" srcset=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Kongkoch-Yongsavasdikul-240x300.jpg 240w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Kongkoch-Yongsavasdikul-336x420.jpg 336w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Kongkoch-Yongsavasdikul.jpg 400w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><figcaption id=\"caption-attachment-297565\" class=\"wp-caption-text\"><strong>Kongkoch Yongsavasdikul<\/strong><br \/>\ud30c\ud2b8\ub108\u00a0<br \/>Kudun and Partners, Bangkok<br \/>\uc774\uba54\uc77c: kongkoch.y@kap.co.th<\/figcaption><\/figure>\n<p>\uc774 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74, \uac00\uae4c\uc6b4 \uc7a5\ub798\uc5d0 \uc0ac\ud68c \uc804\ubc18\uc774 \ub514\uc9c0\ud138 \uacbd\uc81c\ub85c \uc804\ud658\ub418\uba74\uc11c \ud55c\ucabd\uc73c\ub85c \uce58\uc6b0\uce58\uc9c0 \uc54a\ub294 \uacbd\uc7c1 \ud658\uacbd \uc18d\uc5d0\uc11c \uad00\ub828 \uae30\uc220\uc774 \ud06c\uac8c \ubc1c\uc804\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub41c\ub2e4. BoT\uac00 \uc544\uc9c1 \uc758\uc2ec\uc758 \ub208\ucd08\ub9ac\ub97c \uac70\ub450\uc9c0 \ubabb\ud558\uace0 \uc788\uac70\ub098 \uadf8 \uac00\uce58\uac00 \uc785\uc99d\ub418\uc9c0 \uc54a\uc740 \uc601\uc5ed\uc73c\ub85c \uc774\ud0c8\ud558\uc9c0 \uc54a\uace0 \uad00\ub828 \uc5c5\uacc4\uac00 \uc548\uc815\uc801\uc73c\ub85c \uc9c0\uc18d \uac00\ub2a5\ud558\uac8c \uc131\uc7a5\ud574\uc57c \ud55c\ub2e4\ub294 \ud544\uc694\uc131 \ub610\ud55c \uac15\uc870\ud558\uace0 \uc788\ub2e4.<\/p>\n<p>\uc774\ub7ec\ud55c \uacc4\ud68d\uc774 \uc2e4\ud589\ub418\ub824\uba74 \ub514\uc9c0\ud138 \uc790\uc0b0 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uc5c5\uccb4\ub4e4\uc5d0 \ub300\ud55c \uc7ac\ubb34\ubd80(MoF)\uc640 \uc99d\uad8c\uac70\ub798\uc704\uc6d0\ud68c(SEC)\uc758 \uaddc\uc81c\uac00 \ud55c\uce35 \uc5c4\uaca9\ud574\uc57c \ud55c\ub2e4. \uc0c8\ub86d\uac8c \ubc1c\ud589\ub418\ub294 \ubaa8\ub4e0 \ub514\uc9c0\ud138 \ud1a0\ud070 \ubc0f \uc774\uc640 \uc5f0\uad00\ub41c \ud3ec\ud138 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub294 \uc2dc\uc7a5\uc5d0\uc11c \uc0ac\uc5c5 \ud65c\ub3d9\uc744 \uc2dc\uc791\ud558\uae30 \uc804\uc5d0 SEC\ub97c \ud1b5\ud574 MoF\uc758 \ud2b9\ubcc4 \uc2b9\uc778\uc744 \ubc1b\uc544\uc57c \ud55c\ub2e4.<\/p>\n<p>\uadf8\ub807\ub2e4\uace0 \ubb34\uc870\uac74 \uc2b9\uc778\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uac83\uc740 \uc544\ub2c8\uace0, \ud574\uc678\uc5d0 \uae30\ubc18\uc744 \ub450\uace0 \uc788\ub294 \uc5c5\uccb4\ub4e4\uc740 \ub354\uc6b1 \uadf8\ub7ec\ud558\ub2e4. \ud5c8\uac00\ub97c \ubc1b\uc740 \uc5c5\uccb4\ub4e4\uc740 \ud0dc\uad6d \ubc95\uc5d0 \uc758\uac70\ud558\uc5ec \ubc18\ub4dc\uc2dc \ub4f1\ub85d\ud574\uc57c \ud558\uace0 \ud2b9\uc815 \uae08\uc561\uc758 \uc790\ubcf8\uae08\uc774 \uc788\uc5b4\uc57c \ud558\ub294\ub370 \ud5c8\uac00 \uc720\ud615 \ubc0f \uae30\ud0c0 \uad6c\uccb4\uc801\uc778 \uc0ac\uc5c5 \ud2b9\uc131\uc5d0 \ub530\ub77c \uadf8 \uae08\uc561\uc774 \ub2ec\ub77c\uc9c4\ub2e4(100\ub9cc \ubc14\ud2b8($30,000)\uc5d0\uc11c 5,000\ub9cc \ubc14\ud2b8).<\/p>\n<p>\uc554\ud638\ud654\ud3d0\uc758 \uacbd\uc6b0\uc5d0\ub294 \ube44\ud2b8\ucf54\uc778(BTC), \uc774\ub354\ub9ac\uc6c0(ETH), \ub9ac\ud50c(XRP) \ubc0f \uc2a4\ud154\ub77c(XLM)\ub9cc \uac70\ub798\uc5d0\uc11c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uc2b9\uc778\uc744 \ubc1b\uc558\ub2e4(\ubcf8 \uae30\uc0ac \uc791\uc131\uc77c \uae30\uc900). \uc774\ub7ec\ud55c \uac70\ub798\ub294 SEC \uc2b9\uc778\uc744 \ubc1b\uc740 \uc5c5\uccb4\ub4e4\uc774 \uc911\uac1c\ud55c\ub2e4. \ud540\ud14c\ud06c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ud574\uc678 \uae30\uc5c5\uc5d0\ub3c4 \uad00\ub828 \uaddc\uc815\uc774 \uc801\uc6a9\ub41c\ub2e4. \uc77c\ubd80 \uad6d\uac00\uac04 \uacb0\uc81c \ud611\uc57d\uc774 \uccb4\uacb0\ub418\uc5b4 \uc788\ub294 \uc544\uc138\uc548 \uad6d\uac00\ub4e4 \uc0ac\uc774\uc5d0\uc11c\ub294 \uae08\uc735 \ud65c\ub3d9\uc744 \ub2ec\ub9ac \uc5b4\ub824\uc6c0 \uc5c6\uc774 \uc218\ud589\ud560 \uc218 \uc788\uc9c0\ub9cc \ud574\uc678 \ud540\ud14c\ud06c \uc5c5\uccb4\ub4e4\uc740 \ud0dc\uad6d\uc758 \ud5c8\uac00 \ubc0f \ub4f1\ub85d \uc694\uac74\uc744 \ucda9\uc871\ud574\uc57c \ud55c\ub2e4. \uc774\ub7ec\ud55c \uc694\uac74\uc5d0\ub294 \ud0dc\uad6d\uc5d0 \ud68c\uc0ac\ub97c \uc124\ub9bd\ud558\uace0(\ud0dc\uad6d\uc778\uc774\ub098 \ud0dc\uad6d \uae30\uc5c5\uc774 \uc77c\uc815 \ube44\uc728\uc758 \uc18c\uc720\uad8c\uc744 \uac16\uace0 \uc788\uc5b4\uc57c \ud55c\ub2e4) PDPA\ub97c \uc900\uc218\ud574\uc57c \ud55c\ub2e4\ub294 \ub0b4\uc6a9\ub4e4\uc774 \ud3ec\ud568\ub41c\ub2e4.<\/p>\n<p>6\uc6d4 1\uc77c\ubd80\ud130 \ud6a8\ub825\uc744 \ubc1c\uc0dd\ud558\ub294 PDPA\ub294 \uc5ec\ub7ec \ubd80\ubd84\uc5d0\uc11c EU\uc758 \uac1c\uc778\uc815\ubcf4\ubcf4\ud638\uaddc\uc815(GDPR)\uc758 \uc601\ud5a5\uc744 \ub9ce\uc774 \ubc1b\uace0 \uc788\ub2e4. \uc5ec\uae30\uc5d0\ub294 \ud0dc\uad6d \uad6d\ubbfc\uc758 \uac1c\uc778\uc815\ubcf4\ub97c \uc778\ud130\ub137\uc5d0\uc11c \uc218\uc9d1, \uc800\uc7a5, \ubd84\uc11d \ub610\ub294 \uacf5\uc720\ud560 \uc218 \uc788\ub294 \uacbd\uc6b0\ub97c \uacb0\uc815\ud558\ub294 \uaddc\uc815\ub4e4\uc774 \uad6c\uccb4\uc801\uc73c\ub85c \uba85\uc2dc\ub418\uc5b4 \uc788\ub2e4. \uc774\ub7ec\ud55c \uaddc\uc815\uc758 \ubaa9\uc801\uc740 \uc815\ubcf4 \ub2f9\uc0ac\uc790(\uc778\ud130\ub137 \uc774\uc6a9\uc790 \ud3ec\ud568)\uc758 \uc0ac\uc0dd\ud65c\uc744 \ubcf4\ud638\ud558\ub294 \uac83\uc774\ubbc0\ub85c, \ubaa8\ub4e0 \uad00\ub828 \uc5c5\uccb4\ub4e4\uc740 \uc0ac\uc6a9\uc790 \uc815\ubcf4\uc758 \ucde8\uae09 \ubc29\uc2dd\uc744 \ub2f4\ub2f9\ud558\uba74\uc11c \uc815\ucc45 \uc704\ubc18\uc774\ub098 \uac1c\uc778\uc815\ubcf4\ubcf4\ud638\ubc95 \uc704\ubc18 \uc0ac\ud56d\uc5d0 \ub300\ud574 \ubaa8\ub4e0 \ucc45\uc784\uc744 \ubd80\ub2f4\ud558\ub294 \uac83\uc740 \ubb3c\ub860 \ud68c\uc0ac\uc5d0 \uc81c\uae30\ub418\ub294 \ubc95\uc801 \ubb38\uc81c\uae4c\uc9c0 \uc804\ubc18\uc801\uc73c\ub85c \uad00\ub9ac\ud560 \uc218 \uc788\ub294 \uc815\ubcf4\ucc45\uc784\uc790\ub97c \uacf5\uc2dd\uc801\uc73c\ub85c \uc9c0\uc815\ud574\uc57c \ud55c\ub2e4.<\/p>\n<p>\ud2b9\ud788 \uad6d\ub0b4 \uc778\ud130\ub137 \uc774\uc6a9\uc790\uc758 \uac1c\uc778\uc815\ubcf4\ub97c \uc218\uc9d1\ud558\uac70\ub098 \uc774\ub97c \ud65c\uc6a9\ud558\ub294 \uc704\uce58\uc5d0 \uc788\ub294 \uacbd\uc6b0\ub77c\uba74 \ud0dc\uad6d\uc758 PDPA\ub294 \uad6d\uac00\uc640 \ubb34\uad00\ud558\uac8c \uad6d\ub0b4\uae30\uc5c5\uacfc \ud574\uc678\uae30\uc5c5 \ubaa8\ub450\uc5d0 \ub300\ud574 \ub3d9\uc77c\ud55c \ud6a8\ub825\uc744 \ubc1c\uc0dd\ud55c\ub2e4. \ud0dc\uad6d\uc758 \ub514\uc9c0\ud138 \ubc45\ud0b9 \uc0dd\ud0dc\uacc4 \ubc1c\uc804\uc5d0 \ub3c4\uc6c0\uc744 \uc904 \uc218 \uc788\ub294 \uad00\ub828 \ubc95\ub4e4\uc740 \ub2e4\uc74c\uacfc \uac19\ub2e4.<\/p>\n<ul>\n<li>\u00a02001\ub144 \uc804\uc790\uac70\ub798\ubc95(\uc218\uc815\uc548): \uae30\uc5c5\ub4e4\uc774 \uad6d\ub0b4\uc678\uc801\uc73c\ub85c \uac70\ub798\ub97c \u2018\ub3d9\uae30\ud654\u2019\ud560 \uc218 \uc788\ub3c4\ub85d \uad6d\uc81c \uae30\uc900\uc5d0 \ub9de\ucd98\ub2e4.<\/li>\n<li>\u00a02017\ub144 \uacb0\uc81c\uc2dc\uc2a4\ud15c\ubc95(PAS): \ud540\ud14c\ud06c \ubc0f \uc804\uc790\uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uac00 \ubaa8\ub4e0 \uad00\ub828 \ub2f9\uc0ac\uc790\ub4e4\uc758 \ub9ac\uc2a4\ud06c\ub97c \ucd5c\uc18c\ud654\ud558\uace0 \ud558\ub098\uc758 \ud5c8\uac00 \ubc94\uc704 \uc548\uc5d0\uc11c \ud611\uc870\ud558\uba74\uc11c \ubbf8\ub798\ud615 \uc804\uc790\uacb0\uc81c \uc2dc\uc2a4\ud15c \ub3c4\uc785\uc5d0 \uc720\uc5f0\ud558\uac8c \ub300\ucc98\ud560 \uc218 \uc788\ub2e4. \ud604\uc7ac PSA\uc5d0 \uc758\uac70\ud558\uc5ec \uaddc\uc81c\ub97c \ubc1b\ub294 \uc0ac\uc5c5 \ubd84\uc57c\uc758 \uc608\ub97c \ub4e4\uba74 \ub2e4\uc74c\uacfc \uac19\ub2e4. \ud575\uc2ec \uacb0\uc81c \uc2dc\uc2a4\ud15c \uc989, \ud0dc\uad6d\uc740\ud589\uc758 \uc790\ub3d9\ud654 \uace0\uc561 \uc774\uccb4 \ub124\ud2b8\uc6cc\ud06c\uc640 BoT\uc5d0\uc11c \uc6b4\uc6a9\ud558\ub294 \uc601\uc0c1 \uc218\ud45c \uacb0\uc81c \uc2dc\uc2a4\ud15c \ubc0f \ubcf4\uad00 \uc2dc\uc2a4\ud15c, (MoF \ud5c8\uac00\uc5d0 \uc758\uac70\ud558\uc5ec) \uac10\ub3c5\uc744 \ubc1b\ub294 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uc989, \uc740\ud589\uac04 \uc790\uae08 \uc774\uccb4 \uc2dc\uc2a4\ud15c, \uacb0\uc81c \uce74\ub4dc \ub124\ud2b8\uc6cc\ud06c \ubc0f \uc815\uc0b0 \uc2dc\uc2a4\ud15c, \uc9c1\ubd88 \uce74\ub4dc\uc640 \uc2e0\uc6a9\uce74\ub4dc \ubc0f ATM \uce74\ub4dc \ubc1c\uae09 \ub4f1 \uac10\ub3c5\uc744 \ubc1b\ub294 \uacb0\uc81c \uc11c\ube44\uc2a4, \uc801\uc6a9 \ubc94\uc704\uac00 \ub113\uc740 \uc804\uc790\ud654\ud3d0 \uc11c\ube44\uc2a4, \uc804\uc790 \uacb0\uc81c \uc11c\ube44\uc2a4 \uc778\uc815 \ubc0f \uc790\uae08 \uc774\uccb4\ub098 \uc1a1\uae08 \uc11c\ube44\uc2a4 \ub4f1\uc774 \uc788\uace0, \uc774\ub4e4 \ubaa8\ub450 BoT\uc758 \uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4\uc5d0 \ud3ec\ud568\ub420 \uac83\uc774\ub2e4.<\/li>\n<li>2018\ub144 \ub514\uc9c0\ud138 \uc790\uc0b0 \uc0ac\uc5c5\uc5d0 \uad00\ud55c \uae34\uae09 \ubc95\ub839: \uc774\ub97c \ud1b5\ud574 \ud0dc\uad6d \ub610\ud55c \ub514\uc9c0\ud138 \uc790\uc0b0\uacfc \ud1a0\ud070\uc744 \ud569\ubc95\uc801\uc778 \ud22c\uc790 \uc218\ub2e8\uc73c\ub85c \uc778\uc815\ud558\uba74\uc11c \ud22c\uc790\uc790 \ubc0f \uae30\ud0c0 \uc774\ud574\uad00\ub828\uc790\ub97c \uc9c0\uc6d0\ud558\uace0 \ubcf4\ud638\ud558\uae30 \uc704\ud574 \uadf8 \uc6a9\ub3c4\ub97c \uaddc\uc81c\ud558\uace0 \uc788\ub294 29\uac1c \uc911 \ud558\ub098\uac00 \ub418\uc5c8\ub2e4.<\/li>\n<li>2019\ub144 \uc554\ud638\ud654\ud3d0\ubc95: \ub514\uc9c0\ud138 \ubc45\ud0b9 \uc0ac\uc5c5\uacfc \ud575\uc2ec \uc815\ubcf4 \uc778\ud504\ub77c\ub97c \ubcf4\ud638\ud558\uace0 \uc774\uc5d0 \ub300\ud55c \uc0ac\uc774\ubc84 \uacf5\uaca9\uc744 \uc608\ubc29\ud558\uace0\uc790 \ud558\ub294 \ubaa9\uc801\uc744 \uac16\uace0 \uc788\ub2e4.<\/li>\n<\/ul>\n<h2 style=\"margin-bottom: 10px;\"><span style=\"color: #f84619;\"><strong>\ud1b5\uc77c\ub41c \uae30\uc900<\/strong><\/span><\/h2>\n<p>BoT\uc640 \uae30\ud0c0 \uc815\ubd80\uae30\uad00\ub4e4\uc740 \uad00\ub828 \uc5c5\uacc4\uac00 \uac74\uac15\ud558\uace0 \uc9c0\uc18d\uac00\ub2a5\ud55c \ucd5c\uc801\uc758 \ubaa8\uc2b5\uc73c\ub85c \ubc1c\uc804\ud560 \uc218 \uc788\ub3c4\ub85d \uc801\uadf9\uc801\uc73c\ub85c \ud611\uc870\ud558\uace0 \uc788\ub2e4. \uc774\ub7ec\ud55c \ubbfc\uad00(\u6c11\u5b98) \ud611\ub825\uc740 \ubc8c\uc368 \uba87\uba87 \ubd80\ubb38\uc5d0\uc11c \uc778\uc0c1\uc801\uc778 \uacb0\uc2e4\uc744 \ub9fa\uace0 \uc788\ub2e4.<\/p>\n<ul>\n<li>\u00a010\ub144 \uc804\ub9cc \ud558\ub354\ub77c\ub3c4 \ud0dc\uad6d\uc758 \ubaa8\ubc14\uc77c \uc740\ud589 \uacc4\uc88c\ub294 50\ub9cc \uac1c\uc5d0 \ubd88\uacfc\ud558\uc600\uc73c\ub098 \uc9c0\uae08\uc740 7.500\ub9cc \uac1c\uc774\ub2e4.<\/li>\n<li>\u00a02011\ub144 \uc628\ub77c\uc778 \uae08\uc804 \uac70\ub798 \uaddc\ubaa8\ub294 9,500\ub9cc \uac74\uc774\uc5c8\uc73c\ub098 \uc9c0\uae08\uc740 96\uc5b5 \uac74\uc5d0 \ub2ec\ud55c\ub2e4.<\/li>\n<li>\u00a02020\ub144 \ub9d0 \uae30\uc900, \ud0dc\uad6d\uc758 \ud734\ub300\ud3f0 \ubcf4\uae09 \ub300\uc218\ub294 1\uc5b5 1,600\ub9cc \ub300\uc5d0 \uc721\ubc15\ud558\ub098 \ud0dc\uad6d\uc758 \uc778\uad6c\ub294 7,000\ub9cc \uba85\uc774 \ub418\uc9c0 \uc54a\ub294\ub2e4.<\/li>\n<li>\u00a0\ud604\uc7ac \ud0dc\uad6d \uc18c\ube44\uc790\uc758 85%\ub294 \ube44(\u975e)\ub300\uba74\uc73c\ub85c \uacb0\uc81c\ud55c\ub2e4.<\/li>\n<li>\u00a0\ud0dc\uad6d\uc758 \uc2e4\uc2dc\uac04 \ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc778 PromptPay\uc758 \uac00\uc785\uc790\ub294 2020\ub144\ubd80\ud130 2021\ub144\uae4c\uc9c0 900\ub9cc \uba85\uc774 \uc99d\uac00\ud588\uace0, \ucd1d \uac70\ub798 \uaddc\ubaa8\ub294 4\ubc30 \ub298\uc5b4\ub0ac\ub2e4.<\/li>\n<\/ul>\n<p>\ub514\uc9c0\ud138 \ubc45\ud0b9\uc774 \ub300\uc138\uac00 \ub418\uba74\uc11c \uae30\uc874\uc758 \uc740\ud589\ub4e4 \ub610\ud55c \uae30\uc220 \uae30\ubc18\uc758 \uc11c\ube44\uc2a4 \ubaa8\ub378\uc744 \ubc1b\uc544\ub4e4\uc774\uae30 \uc2dc\uc791\ud588\ub2e4. \uc774\uc5d0 \ubc1c\ub9de\ucdb0 BoT\uc5d0\uc11c\ub3c4 \u201c3O\u201d \uae30\uc870\ub97c \uc720\uc9c0\ud558\uace0 \uc788\ub294\ub370, \uc774\ub294 \ub204\uad6c\uc5d0\uac8c\ub098 \ubb38\uc774 \uc5f4\ub824 \uc788\ub2e4\ub294 \uc624\ud508 \ud658\uacbd(Open environment), \uc774\ud574\uad00\uacc4\uc790\ub4e4\uc774 \ud55c\uce35 \uc27d\uac8c \uc811\uadfc\ud560 \uc218 \uc788\ub294 \uc624\ud508 \uc778\ud504\ub77c(Open infrastructure) \ubc0f \ubbf8\ub798 \uc138\ub300\uc5d0\uc11c\ub3c4 \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \uc624\ud508 \ub370\uc774\ud130(Open data)\uc758 \uccab \uae00\uc790\ub85c \uc870\ud569\ud55c \uc815\ucc45 \ud45c\uc81c(\u8868\u984c)\ub2e4.<\/p>\n<figure id=\"attachment_297570\" aria-describedby=\"caption-attachment-297570\" style=\"width: 200px\" class=\"wp-caption alignright\"><img decoding=\"async\" loading=\"lazy\" class=\"wp-image-297573\" title=\"A comparison of digital banking regulations Koraphot Jirachocksubsin\" src=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Koraphot-Jirachocksubsin-240x300.jpg\" alt=\"A comparison of digital banking regulations Koraphot Jirachocksubsin\" width=\"200\" height=\"250\" srcset=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Koraphot-Jirachocksubsin-240x300.jpg 240w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Koraphot-Jirachocksubsin-336x420.jpg 336w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Koraphot-Jirachocksubsin.jpg 400w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><figcaption id=\"caption-attachment-297570\" class=\"wp-caption-text\"><strong>Koraphot Jirachocksubsin<\/strong><br \/>\uc120\uc784\uc18c\uc18d \ubcc0\ud638\uc0ac<br \/>Kudun and Partners, Bangkok<br \/>\uc774\uba54\uc77c: koraphot.j@kap.co.th<\/figcaption><\/figure>\n<p>\ub204\uad6c\uc5d0\uac8c\ub098 \ud658\uacbd\uc774 \uac1c\ubc29\ub418\uba74\uc11c \uc218\ub9ce\uc740 \uc2a4\ud0c0\ud2b8\uc5c5\ub4e4\uc774 \uc0dd\uaca8\ub0ac\uace0, \uc774\ub4e4 \ub300\ubd80\ubd84\uc740 \uc678\uad6d\uc778 \ud22c\uc790\uc640 \ubbfc\uac04 \ubd80\ubb38\uc758 \uac1c\ubc1c\uc744 \ub3c5\ub824\ud558\ub294 \uc218\ub2e8\uc73c\ub85c \ud22c\uc790\uc704\uc6d0\ud68c(BoI)\uc5d0\uc11c \ub3c4\uc785\ud55c \ud2b9\ubcc4 \uacfc\uc138 \ubc0f \ube44\uacfc\uc138 \uc778\uc13c\ud2f0\ube0c \ud61c\ud0dd\uc744 \ubc1b\uc558\ub2e4. \ucd5c\uadfc\uc5d0 BoI\ub294 \ud22c\uc790\ucd09\uc9c4\ubc95(1979)\uc744 \uac1c\uc815\ud558\uc5ec \uc0ac\uc5c5 \ud65c\ub3d9\uc758 \uc7a5\ub824 \ub0b4\uc6a9\uc744 \ubcc0\uacbd\ud588\ub294\ub370, \uc18c\ud504\ud2b8\uc6e8\uc5b4\uc640 \uc804\uc790\uc0c1\uac70\ub798 \ubc0f \ub514\uc9c0\ud138 \uc11c\ube44\uc2a4\ub97c \ud3d0\uc9c0\ud558\uace0 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uac1c\ubc1c, \ub514\uc9c0\ud138 \uc11c\ube44\uc2a4 \ubc0f \ub514\uc9c0\ud138 \ucf58\ud150\uce20 \uc81c\uc791 \ud65c\ub3d9\uc774 \ud3ec\ud568\ub418\ub294 \uc0c8\ub85c\uc6b4 \ud56d\ubaa9\uc744 \ucd94\uac00\ud588\ub2e4.<\/p>\n<p>BoI\uac00 \uc7a5\ub824\ud558\ub294 \uc2e0\uaddc \uc0ac\uc5c5\uc758 \uacbd\uc6b0, 8\ub144 \ub3d9\uc548 \ubc95\uc778\uc138\uc640 \uae30\uacc4\ub958 \uc218\uc785 \uad00\uc138\uac00 \uba74\uc81c\ub418\ub294 \ud2b9\ud61c\uac00 \uc8fc\uc5b4\uc9c4\ub2e4. \uc774\ub7ec\ud55c \ud2b9\ud61c\ub97c \ubc1b\uc73c\ub824\uba74 \uc0ac\uc5c5\uc8fc\ub294 \ud574\ub2f9 \ubc95\uacfc \uad00\ub828 \uaddc\uc815\uc5d0 \uba85\uc2dc\ub41c \uc694\uac74\uacfc \uc870\uac74\uc744 \ucda9\uc871\ud574\uc57c \ud55c\ub2e4. \uc774\uc5d0 \ub354\ud558\uc5ec, \ud0dc\uad6d \uc815\ubd80\ub294 \uac00\uc0c1 \uc740\ud589\uc5d0 \ud544\uc694\ud55c \ud5c8\uac00 \ubc1c\uae09\ub3c4 \uacc4\ud68d\ud558\uba74\uc11c \uc740\ud589 \uadf8\ub8f9\uc758 \uc790\ud68c\uc0ac \ubc0f \uae30\ud0c0 \uacc4\uc5f4\uc0ac\uc5d0 \ub300\ud55c \ud22c\uc790 \uc81c\ud55c\ub3c4 \ucca0\ud3d0\ud558\uace0 \uc788\ub2e4.<\/p>\n<p>\uc624\ud508 \uc778\ud504\ub77c \ud504\ub85c\uadf8\ub7a8\uc5d0\ub294 \uc0dd\uccb4\uc778\uc2dd \uae30\uc220, \ub300\uc548(\u4ee3\u6848) \uc2e0\uc6a9\ud3c9\uac00 \ubc0f \uac1c\uc778\uac04 \ub300\ucd9c\uc774 \uac00\ub2a5\ud55c \ub514\uc9c0\ud138 \ubc0f \ubaa8\ubc14\uc77c \ubc45\ud0b9\uacfc \uc778\ud130\ub137 \uace0\uac1d\ud655\uc778\uc808\ucc28\uc5d0 \ud544\uc694\ud55c RegTech\uc774 \ud3ec\ud568\ub41c\ub2e4. BoT\ub294 \uae08\uc735\uae30\uad00\ub4e4\uc774 \uae09\ubcc0\ud558\ub294 \ud658\uacbd\uc5d0 \uc801\uc751\ud558\ub294 \ubaa8\uc2b5\uc744 \ubcf4\uc5ec\uc904 \uc218 \uc788\ub3c4\ub85d, \ub610\ud55c \ucd94\uac00\uc801\uc778 \uc138\uae08 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \uad6d\uc81c \uae30\uc900\uc5d0 \ubd80\ud569\ub418\ub294 \uc2dc\uc7a5 \ub300\uc751 \uc601\uc5c5 \uae30\uc900 \ubc0f \uc9c0\uc18d\uac00\ub2a5\uc131 \uacf5\uac1c \uae30\uc900\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \ub9c8\ub828\ud558\uace0 \uc788\ub2e4.<\/p>\n<p>\uc624\ud508 \ub370\uc774\ud130\uc758 \uacbd\uc6b0, BoT\ub294 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4 \ubcc0\uacbd \uc2dc \uad00\ub828 \ub370\uc774\ud130\ub97c \uc6d0\ud65c\ud558\uac8c \uc774\uc804\ud560 \uc218 \uc788\ub294 \uc0c1\ud638 \uc6b4\uc6a9 \uac00\ub2a5\uc131\uc5d0 \ub300\ud55c \uae30\uc900\ub3c4 \ud655\ub9bd\ud560 \uacc4\ud68d\uc744 \uac16\uace0 \uc788\ub2e4. \uc2e4\ud589 \uac00\ub2a5\ud55c \ub514\uc9c0\ud138 ID \uc778\ud504\ub77c \uac1c\ubc1c\uacfc \ubcd1\ud589\ub418\ub294 \uc774\ub7ec\ud55c \ub178\ub825\uc744 \ud1b5\ud574 \ubd88\ud544\uc694\ud55c \ucda9\ub3cc\uc774 \ubc1c\uc0dd\ud558\uc9c0 \uc54a\ub294 \uc624\ud508 \ubc45\ud0b9 \ud658\uacbd\uc758 \uc870\uc131\uc774 \ud55c\uce35 \uc55e\ub2f9\uaca8\uc9c8 \uac83\uc774\ub2e4.<\/p>\n<p>BoT\ub294 \uae08\uc735 \uc11c\ube44\uc2a4 \uc5c5\uacc4 \uc804\ubc18\uc5d0 \uac78\uccd0 \ubbfc\uac04 \ubd80\ubb38\uc758 \ud601\uc2e0\uc744 \ud655\ub300\ud558\uae30 \uc704\ud55c \uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4 \ub610\ud55c \ud655\uc815\ud588\ub2e4. \uac1c\uc778\uac04 \ub300\ucd9c \ud50c\ub7ab\ud3fc\uc744 \uad6c\ucd95\ud558\ub294 \uacbd\uc6b0\ucc98\ub7fc \uc77c\ubd80 \uc81c\ud55c\ub41c \uc0c1\ud669\uc774\uae30\ub294 \ud558\uc9c0\ub9cc, \uc774 \ub54c\uc5d0\ub294 \uc0cc\ub4dc\ubc15\uc2a4 \ucc38\uc5ec\uac00 \uc758\ubb34\uc801\uc774\ub2e4. \uc774\ub7ec\ud55c \uacbd\uc6b0, \uc0cc\ub4dc\ubc15\uc2a4 \uc2dc\ud5d8\uc744 \uc131\uacf5\uc801\uc73c\ub85c \uc2e4\ud589\ud560 \uc218 \uc788\ub3c4\ub85d \uba3c\uc800 \uc6b4\uc601 \ud5c8\uac00\ub97c \ubc1b\uc544\uc57c \ud55c\ub2e4.<\/p>\n<section class=\"format-info\"><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-medium wp-image-297599\" src=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Kudun-and-Partners-Logo-300x130.jpg\" alt=\"\" width=\"300\" height=\"130\" srcset=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Kudun-and-Partners-Logo-300x130.jpg 300w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/04\/Kudun-and-Partners-Logo.jpg 616w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p style=\"text-align: center;\"><strong>KUDUN AND PARTNERS<\/strong><\/p>\n<p style=\"text-align: center;\">23\/F, Units C&amp;F, Gaysorn Tower<\/p>\n<p style=\"text-align: center;\">127 Ratchadamri Rd, Lumphini<\/p>\n<p style=\"text-align: center;\">Pathum Wan District<\/p>\n<p style=\"text-align: center;\">Bangkok \u2013 10330<\/p>\n<p style=\"text-align: center;\">Thailand<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\">\uc804\ud654: +662 838 1750<br \/>\n\uc774\uba54\uc77c: <a href=\"mailto:mail@lexorbis.com\">mail@lexorbis.com<\/a><\/p>\n<p>www.kap.co.th<\/p>\n<\/section>\n<p><a style=\"text-decoration: none;\" href=\"#navigation\"><button style=\"width: 20%; font-size: 12px; letter-spacing: 1px; padding: 3px 3px; color: #666; border-color: #F4F4F4; background-color: #fff; background-image: linear-gradient(to bottom,rgba(0,0,0,.01) 0,rgba(0,0,0,.02) 100%); background-repeat: repeat-x; border-radius: 3px; a: hover{background-color:#000;\"><span style=\"color: #f84619; font-weight: bold; text-transform: uppercase;\"><span class=\"vantage-orange\">\ub9e8 \uc704\ub85c<\/span><\/span><\/button><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc740\ud589 \ubd80\ubb38\uc758 \uae30\uc220\uc801 \ud601\uc2e0\uc774 \ud65c\ubc1c\ud558\uac8c \uc9c4\ud589\ub418\uace0 \uae30\uc874\uc758 \uc624\ud504\ub77c\uc778 \uc5c5\ubb34\uac00 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