﻿{"id":407084,"date":"2023-07-10T16:26:53","date_gmt":"2023-07-10T08:26:53","guid":{"rendered":"https:\/\/beta2.law.asia\/?p=407084"},"modified":"2023-07-10T16:26:53","modified_gmt":"2023-07-10T08:26:53","slug":"rbi-draft-circular-penal-charges-loans","status":"publish","type":"post","link":"https:\/\/beta2.law.asia\/jp\/rbi-draft-circular-penal-charges-loans\/","title":{"rendered":"RBI\u6539\u9769\u6848\u3092\u63a8\u9032\u3059\u308b\u306e\u306f\u5229\u76ca\u3067\u306f\u306a\u304f\u898f\u5f8b"},"content":{"rendered":"<p style=\"text-align: justify;\"><span class=\"custom-dropcap-orange 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id=\"attachment_294208\" aria-describedby=\"caption-attachment-294208\" style=\"width: 200px\" class=\"wp-caption alignright\"><img decoding=\"async\" loading=\"lazy\" class=\"wp-image-294210\" src=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Sawant_Singh.jpg\" alt=\"Sawant Singh\" width=\"200\" height=\"250\" srcset=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Sawant_Singh.jpg 400w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Sawant_Singh-240x300.jpg 240w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Sawant_Singh-336x420.jpg 336w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><figcaption id=\"caption-attachment-294208\" class=\"wp-caption-text\"><strong>Sawant Singh<\/strong> <br \/>\u30d1\u30fc\u30c8\u30ca\u30fc<br \/>Phoenix Legal<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">\u3053\u306e\u58f0\u660e\u3092\u53d7\u3051\u3001RBI\u306f2023\u5e744\u6708\u3001\u878d\u8cc7\u306e\u9055\u7d04\u91d1\u306b\u95a2\u3059\u308b\u901a\u9054\u8349\u6848\u3092\u516c\u8868\u3057\u3001\u30d1\u30d6\u30ea\u30c3\u30af\u30b3\u30e1\u30f3\u30c8\u3092\u6c42\u3081\u307e\u3057\u305f\u3002\u3053\u306e\u8349\u6848\u306f\u3001\u3059\u3079\u3066\u306e\u5546\u696d\u9280\u884c\u3068\u975e\u9280\u884c\u91d1\u878d\u4f1a\u793e\uff08NBFC\uff09\u306b\u5411\u3051\u3066\u516c\u8868\u3055\u308c\u305f\u3082\u306e\u3067\u3059\u3002\u9280\u884c\u3068NBFC\u306e\u53cc\u65b9\u306b\u5171\u901a\u3059\u308b\u6307\u793a\u3092\u793a\u3059\u3053\u3068\u306f\u3001\u898f\u5236\u306e\u88c1\u5b9a\u3092\u6700\u5c0f\u9650\u306b\u6291\u5236\u3067\u304d\u308b\u3068\u3044\u3046\u70b9\u3067\u8ce2\u660e\u306a\u5bfe\u5fdc\u3060\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n<p style=\"text-align: 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style=\"text-align: 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id=\"attachment_294203\" aria-describedby=\"caption-attachment-294203\" style=\"width: 200px\" class=\"wp-caption alignright\"><img decoding=\"async\" loading=\"lazy\" class=\"wp-image-294205\" src=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Aditya_Bhargava.jpg\" alt=\"Aditya Bhargava\" width=\"200\" height=\"250\" srcset=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Aditya_Bhargava.jpg 400w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Aditya_Bhargava-240x300.jpg 240w, https:\/\/beta2.law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Aditya_Bhargava-336x420.jpg 336w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><figcaption id=\"caption-attachment-294203\" class=\"wp-caption-text\"><strong>Aditya Bhargava<\/strong> <br \/>\u30d1\u30fc\u30c8\u30ca\u30fc<br \/>Phoenix Legal<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">\u901a\u9054\u8349\u6848\u3067\u306f\u3001\u878d\u8cc7\u91d1\u5229\u306b\u306f\u300c\u501f\u308a\u624b\u306e\u4fe1\u7528\u30ea\u30b9\u30af\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\u3092\u53cd\u6620\u3057\u305f\u9069\u5207\u306a\u4fe1\u7528\u30ea\u30b9\u30af\u30d7\u30ec\u30df\u30a2\u30e0\u300d\u3092\u542b\u3081\u308b\u5fc5\u8981\u304c\u3042\u308b\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002RE\u306f\u3001\u501f\u308a\u624b\u306e\u30ea\u30b9\u30af\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\u304c\u5909\u5316\u3057\u305f\u5834\u5408\u306b\u306f\u3001\u4fe1\u7528\u30ea\u30b9\u30af\u30d7\u30ec\u30df\u30a2\u30e0\u3092\u81ea\u7531\u306b\u5909\u66f4\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002\u4eca\u56de\u306e\u6307\u793a\u306b\u306f\u3001\u9055\u7d04\u5229\u606f\u3092\u53ce\u76ca\u5897\u5f37\u624b\u6bb5\u3068\u3057\u3066\u3067\u306f\u306a\u304f\u3001\u501f\u308a\u5165\u308c\u306b\u304a\u3051\u308b\u898f\u5f8b\u3092\u6839\u4ed8\u304b\u305b\u308b\u305f\u3081\u306b\u7528\u3044\u308b\u3079\u304d\u3060\u3068\u3044\u3046RBI\u304c\u516c\u306b\u3057\u3066\u3044\u308b\u610f\u56f3\u304c\u53cd\u6620\u3055\u308c\u3066\u3044\u307e\u3059\u3002RE\u304c\u3053\u306e\u898f\u5b9a\u306b\u6e96\u62e0\u3059\u308b\u306b\u306f\u3001\u878d\u8cc7\u53e3\u5ea7\u306e\u76e3\u8996\u3092\u5f37\u5316\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u3046\u3059\u308b\u3053\u3068\u3067\u3001\u501f\u308a\u624b\u306e\u30ea\u30b9\u30af\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\u306e\u5909\u5316\u306b\u5fdc\u3058\u3066\u91d1\u5229\u3092\u5909\u66f4\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd\u306b\u306a\u308a\u3001\u501f\u308a\u624b\u304c\u50b5\u52d9\u4e0d\u5c65\u884c\u306b\u9665\u3063\u3066\u304b\u3089\u9045\u5ef6\u640d\u5bb3\u91d1\u3092\u8acb\u6c42\u3059\u308b\u3068\u3044\u3046\u4e8b\u614b\u3092\u56de\u907f\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u3053\u308c\u306f\u3001\u8cb8\u3057\u624b\u3068\u501f\u308a\u624b\u306e\u95a2\u4fc2\u3092\u3088\u308a\u80fd\u52d5\u7684\u306a\u3082\u306e\u306b\u3057\u3001\u501f\u308a\u624b\u306e\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u3078\u306e\u9069\u5408\u6027\u3092\u9ad8\u3081\u308b\u3053\u3068\u306b\u3064\u306a\u304c\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p style=\"text-align: justify;\">\u901a\u9054\u8349\u6848\u306e\u516c\u8868\u306f\u8ce2\u660e\u306a\u65bd\u7b56\u3067\u3042\u308a\u3001\u305d\u306e\u5185\u5bb9\u306f\u91d1\u878d\u30bb\u30af\u30bf\u30fc\u306e\u6210\u719f\u5ea6\u304c\u9ad8\u307e\u3063\u3066\u304a\u308a\u3001\u898f\u5236\u3068\u6210\u9577\u304c\u9867\u5ba2\u4fdd\u8b77\u3068\u3044\u3046\u70b9\u3067\u8db3\u4e26\u307f\u3092\u63c3\u3048\u3066\u3044\u308b\u3068\u3044\u3046\u4e00\u822c\u7684\u306a\u8a8d\u8b58\u3092\u53cd\u6620\u3057\u3066\u3044\u307e\u3059\u3002\u3001RE\u304c\u901a\u9054\u8349\u6848\u306b\u6e96\u62e0\u3059\u308b\u306b\u306f\u3001\u501f\u308a\u624b\u3068\u3088\u308a\u80fd\u52d5\u7684\u306b\u3001\u7a4d\u6975\u7684\u306b\u95a2\u308f\u308b\u3053\u3068\u304c\u6c42\u3081\u3089\u308c\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u306b\u306f\u3001\u30e2\u30cb\u30bf\u30ea\u30f3\u30b0\u30b7\u30b9\u30c6\u30e0\u3078\u306e\u6295\u8cc7\u3092\u62e1\u5927\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3067\u3057\u3087\u3046\u3002RE\u306f\u3053\u306e\u30b3\u30b9\u30c8\u3092\u5358\u306b\u501f\u308a\u624b\u306b\u8ee2\u5ac1\u3059\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u81ea\u8eab\u306e\u91d1\u878d\u6280\u8853\u3068\u898f\u5236\u5f53\u5c40\u306e\u9867\u5ba2\u4fdd\u8b77\u8981\u4ef6\u3092\u7d50\u3073\u4ed8\u3051\u3001\u3059\u3079\u3066\u306e\u4eba\u306b\u5229\u76ca\u3092\u3082\u305f\u3089\u3059\u8cbb\u7528\u52b9\u679c\u306e\u9ad8\u3044\u30e2\u30c7\u30eb\u3092\u751f\u307f\u51fa\u3059\u6a5f\u4f1a\u306b\u3067\u304d\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p style=\"text-align: justify;\"><strong><span class=\"vantage-grey\"><em>Sawant Singh\u53ca\u3073Aditya Bhargava\u306f\u3001Phoenix Legal\u306e\u30d1\u30fc\u30c8\u30ca\u30fc\u3067\u3059\u3002<\/em><\/span><\/strong><\/p>\n<section class=\"format-info\"><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter\" src=\"https:\/\/beta2.law.asia\/wp-content\/uploads\/2016\/07\/Phoenix-logo-300x109.jpg\" alt=\"Phoenix Legal\" width=\"300\" height=\"109\" \/><\/p>\n<p style=\"text-align: justify;\"><strong>Phoenix Legal<\/strong><\/p>\n<p style=\"text-align: justify;\">Second Floor<br \/>\n254 Okhla Industrial<br \/>\nEstate Phase III<br \/>\nNew Delhi &#8211; 110 020 India<\/p>\n<p style=\"text-align: justify;\">Vaswani Mansion, 3\/F<\/p>\n<p style=\"text-align: justify;\">120 Dinshaw Vachha Road, Churchgate<\/p>\n<p style=\"text-align: justify;\">Mumbai \u2013 400 020, India<\/p>\n<p style=\"text-align: justify;\">\u96fb\u8a71\uff1a +91 11 4983 0000<\/p>\n<p style=\"text-align: justify;\">+91 22 4340 8500<\/p>\n<p style=\"text-align: justify;\">E\u30e1\u30fc\u30eb\uff1a delhi@phoenixlegal.in<br \/>\nmumbai@phoenixlegal.in<br \/>\nWeb\u30b5\u30a4\u30c8<br \/>\n<a href=\"http:\/\/www.phoenixlegal.in\/\">www.phoenixlegal.in<\/a><\/p>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>\u30a4\u30f3\u30c9\u6e96\u5099\u9280\u884c\uff08RBI\uff09\u304c2023\u5e742\u6708\u306b\u767a\u8868\u3057\u305f\u958b\u767a\u30fb\u898f\u5236\u653f\u7b56\u306b\u95a2\u3059\u308b\u58f0\u660e\u306b\u3088\u308b\u3068\u3001RBI\u306e\u76e3\u7763\u5f53\u5c40\u306b\u3088\u308b\u691c\u67fb\u306e\u7d50\u679c\u3001\u898f\u5236\u5bfe\u8c61\u4e8b\u696d\u4f53\uff08RE\uff09\u306e\u9593\u3067\u696d\u52d9\u6163\u884c\u306b\u5dee\u304c\u3042\u308b\u3053\u3068\u3001\u9055\u7d04\u5229\u606f\u306e\u904e\u5927\u5fb4\u6c42\u3001\u305d\u3057\u3066\u305d\u308c\u3089\u304c\u9867\u5ba2\u306e\u4e0d\u6e80\u306b\u3064\u306a\u304c\u3063\u3066\u3044\u308b\u3053\u3068\u304c\u660e\u3089\u304b\u306b\u306a\u308a\u307e\u3057\u305f\u3002\u307e\u305f\u3001\u3053\u306e\u58f0\u660e\u306f\u3001\u9055\u7d04\u5229\u606f\u306f\u300c\u8ca0\u306e\u30a4\u30f3\u30bb\u30f3\u30c6\u30a3\u30d6\u300d\u3092\u901a\u3058\u3066\u501f\u308a\u5165\u308c\u306b\u304a\u3051\u308b\u898f\u5f8b\u3092\u6839\u4ed8\u304b\u305b\u308b\u305f\u3081\u306e\u3082\u306e\u3067\u3042\u308a\u3001\u300c\u53ce\u76ca\u5411\u4e0a\u624b\u6bb5\u300d\u3068\u3057\u3066\u5229\u7528\u3059\u308b\u3079\u304d\u3067\u306f\u306a\u3044\u3068\u6307\u6458\u3057\u3066\u3044\u307e\u3059\u3002\u540c\u58f0\u660e\u3067\u306f\u3001\u501f\u308a\u5165\u308c\u306e\u5143\u5229\u6255\u3044\u306e\u9045\u5ef6\u3084\u4e0d\u5c65\u884c\u3001\u307e\u305f\u306f\u91cd\u8981\u306a\u5951\u7d04\u6761\u4ef6\u306e\u4e0d\u5c65\u884c\u306b\u5bfe\u3057\u3066\u306f\u3001\u900f\u660e\u304b\u3064\u5408\u7406\u7684\u306a\u65b9\u6cd5\u3067\u9055\u7d04\u91d1\u3092\u8acb\u6c42\u3067\u304d\u308b\u304c\u3001\u5408\u610f\u3055\u308c\u305f\u5229\u7387\u306b\u9055\u7d04\u5229\u606f\u3092\u52a0\u7b97\u3059\u3079\u304d\u3067\u306f\u306a\u3044\u3068\u660e\u8a18\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u3088\u3046\u306a\u9055\u7d04\u91d1\u306f\u500b\u5225\u306b\u5fb4\u53ce\u3059\u308b\u3079\u304d\u3082\u306e\u3067\u3001\u5143\u672c\u306b\u52a0\u7b97\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u305a\u3001\u8cc7\u7523\u306b\u8a08\u4e0a\u3059\u308b\u3079\u304d\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002RE\u306f\u3001\u501f\u308a\u624b\u306e\u30ea\u30b9\u30af\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\u306b\u57fa\u3065\u3044\u3066\u4fe1\u7528\u30ea\u30b9\u30af\u30d7\u30ec\u30df\u30a2\u30e0\u3092\u81ea\u7531\u306b\u5909\u66f4\u3059\u308b\u3079\u304d\u3067\u3059\u3002 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Sawant Singh\u53ca\u3073Aditya Bhargava\u306f\u3001Phoenix Legal\u306e\u30d1\u30fc\u30c8\u30ca\u30fc\u3067\u3059\u3002 Phoenix Legal Second Floor 254 Okhla Industrial Estate Phase III New Delhi &#8211; 110 020 India Vaswani Mansion, 3\/F 120 Dinshaw Vachha Road, Churchgate Mumbai \u2013 400 020, India \u96fb\u8a71\uff1a +91 11 4983 0000 +91 22 4340 8500 E\u30e1\u30fc\u30eb\uff1a delhi@phoenixlegal.in mumbai@phoenixlegal.in Web\u30b5\u30a4\u30c8 www.phoenixlegal.in<\/p>\n","protected":false},"author":7426,"featured_media":398388,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"sfsi_plus_gutenberg_text_before_share":"","sfsi_plus_gutenberg_show_text_before_share":"","sfsi_plus_gutenberg_icon_type":"","sfsi_plus_gutenberg_icon_alignemt":"","sfsi_plus_gutenburg_max_per_row":""},"categories":[8404,8530],"tags":[52145,52146,52144,98266],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.7 (Yoast SEO 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